do any insurers let you drive other cars if under 25?

[GeX]

howdy

i'm hunting for new insurance atm, and would quite like to be able to drive other peoples cars. after delving into the many pdfs, and decoding the gibberish they speak in - i'm still not having much luck finding a company who'll let me.

does anyone know of any?

(i'm 23 btw)

 

[-Neil-]

Was 21 when I added DOC to my policy with Bell.

Neil.

 

[romperstomper]

ignore

 

[Jez]

If your fully comprehensive then you can drive other peoples cars with tft cover .

Why post if you dont know what you are talking about, this is absolutely incorrect and has the potential to be dangerous advice.

 

[GeX]

Was 21 when I added DOC to my policy with Bell.

Neil.

DOC? how much extra did it cost?

If your fully comprehensive then you can drive other peoples cars with tft cover .

no, you can't. it depends on the policy wording and if under 25 most of them say NO.

 

[merlin]

If your fully comprehensive then you can drive other peoples cars with tft cover .

Dear god here we go again.

STOP TALKING CRAP

 

[OllyM]

If your fully comprehensive then you can drive other peoples cars with tft cover .

No no no no no no no no no no no no no no no no no no no NO!

Unless DOC is specifically mentioned on your insurance certificate, you cannot do this.

 

[spaz]

Same with Neil, with Bell and added DOC onto my policy when I was 19 for about £40 and then £20 when I was 20

 

[AngryDave]

im with the pru -fully comp and im just 18 and aloud to use other cars

 

[GeX]

im with the pru -fully comp and im just 18 and aloud to use other cars

does it def say that on the policy documents?
i'm not implying you are lying - but direct line told me i could, but then the policy documents said i couldn't.

 

[romperstomper]

Why post if you dont know what you are talking about

Because I thought I did know what I was talking about ,I stand corrected !

 

[-Neil-]

DOC? how much extra did it cost?

£25

Neil.

 

[Clarkey]

iirc quinn give DOC to everyone.

 

[Jez]

Because I thought I did know what I was talking about ,I stand corrected !

Posting about things like this could potentially get people in trouble, you are covered for whatever you policy states you are covered for, best advice is to always read the policy wording.

 

[GeX]

it's a common misconception. i mentioned it when chatting some fellas at work and they all said the same thing. no need to go off the wall at someone about it though!

just got a quote from Bell and they're quite competitive and if they'll add DOC, then i think i found a winner.

cheers

 

[GeX]

iirc quinn give DOC to everyone.

ta.

they want double what bell have quoted me though!

 

[Glaucus]

Bell do, but it upped my quote by about 20% so I didn't take it.

 

[itsallaboutyou]

Posting about things like this could potentially get people in trouble, you are covered for whatever you policy states you are covered for, best advice is to always read the policy wording.

++..but the onus is clearly on the person driving the vehicle.. Anybody stupid enough to not read their insurance documentation..etc etc

Slightly O/T - do insurers have an 'emergency' clause? For example if the need arose to use the car in the even of an emergency (not entirely sure what would constitute an emergency which would add a whole other bunch of issues!)

I've been with Liverpool Victoria, well Frizell for the last 5 years and every year they've beaten any other quotes I've received...

Tom*

 

[Glaucus]

Nope don't think any insurance will have emergencys.

however if someone was injured and unless they got to hospital in 10mins. And you where a 2min car drive away. I expect the police would let you of if caught unisured.

 

[itsallaboutyou]

Cheers - good to know!

And you're right, I would imagine (or hope) that the police would use their respective noggins on that one!

Tom*