Just heard back from the insurance and they will payout, how much though who knows? I don't think it was chancers as where i live the road closes at 9pm so you'd only be coming through if you lived here or made a wrong turn. I spoke with the guy next door who heard a metallic bang outside but he couldn't see anyone when he looked out the window. He did mention that he saw someone a couple of weeks ago looking suspect but that could have been anything. I had just spent £400 on the bike during the day as well new tyres, oil, etc
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