Associate
- Joined
- 22 Jan 2010
- Posts
- 71
It's renewal time, I'm currently insured with Tesco with two additional drivers, one of these drivers had an accident & claimed, it states this on my renewal but it refers to the named driver only. The renewal price is £1808. I had three years no claims but lost two so now have one years no claims.
I've asked for a renewal price without the additional drivers & received a quote of £780, quite a difference!
I'm shopping around now & have received quotes of £520 (Octagon, never heard of them?) right upto £1100 (Aviva). Aviva asked about claims but state this can be answered 'No' as any claims made by additional drivers will be asked about in the additional driver section.
Aviva word it as such, "You don’t need to include claims made by other drivers in this section as these will be asked within the additional driver details section". Rubbish price anyway so I won't be taking them up, at least it's clear I don't need to announce the claim made by the additional driver.
So I come to my question, I've received a quote from More Than of £580 which seems reasonable, the question is how do I answer the following queston?
"Have you had any motor accidents, losses or thefts in the last five years regardless of whether a claim was made or not?"
In the help section it states the following, "You must let us know whether you've had any motor accidents, losses or thefts in the last 5 years. Please let us know any details that might be relevant, even if you didn't make an insurance claim."
Can I answer no? I don't want to be dishonest & find my policy is void?
Thanks people!
I've asked for a renewal price without the additional drivers & received a quote of £780, quite a difference!
I'm shopping around now & have received quotes of £520 (Octagon, never heard of them?) right upto £1100 (Aviva). Aviva asked about claims but state this can be answered 'No' as any claims made by additional drivers will be asked about in the additional driver section.
Aviva word it as such, "You don’t need to include claims made by other drivers in this section as these will be asked within the additional driver details section". Rubbish price anyway so I won't be taking them up, at least it's clear I don't need to announce the claim made by the additional driver.
So I come to my question, I've received a quote from More Than of £580 which seems reasonable, the question is how do I answer the following queston?
"Have you had any motor accidents, losses or thefts in the last five years regardless of whether a claim was made or not?"
In the help section it states the following, "You must let us know whether you've had any motor accidents, losses or thefts in the last 5 years. Please let us know any details that might be relevant, even if you didn't make an insurance claim."
Can I answer no? I don't want to be dishonest & find my policy is void?
Thanks people!