Associate
unpadded tights over a pair of half decent bibs here. It's a modular kit time of year
This.
And just work harder in the morning than on the ride home.
I had a really enjoyable commute in. -2 when i left the house but gloriously clear and sunny, so just kept a reasonable pace and i was toasty warm. It's helped by the fact there's a 50m climb the minute i go out my front door, so it does tend to warm you up fast.
Will take it easier on the way home and stow the gilet and remove my liner gloves. Should be fine.