By a stroke of luck you mean being born at the right time to buy a house cheap! Must be awesome for people down south in their late 40's early 50's. Sell your house for close to a million and buy something up north the same size for a quarter of the price and live a playboy lifestyle for the rest of your days !
Well yes. But then arguably, £300k in 1999 wasn't exactly cheap.
But then your stuck up North for your retirement