Permabanned
I have:
Personal account 1 (Wages in, personal spending) standing order to Personal account 2
Personal account 2 (All personal bills - mobile/credit cards/etc) standing orders to Shared account 1/2
Shared account 1 (Morgage/house bills)
Shared account 2 (Variable costs - weekly food bill, going out / restaurants / holidays etc)
This way we know how much we have individually and as a couple with the assurance that our bills are in order.
When she falls pregrant, this will likely change and shared account 2 will be repurposed until she goes back to work.
Personal account 1 (Wages in, personal spending) standing order to Personal account 2
Personal account 2 (All personal bills - mobile/credit cards/etc) standing orders to Shared account 1/2
Shared account 1 (Morgage/house bills)
Shared account 2 (Variable costs - weekly food bill, going out / restaurants / holidays etc)
This way we know how much we have individually and as a couple with the assurance that our bills are in order.
When she falls pregrant, this will likely change and shared account 2 will be repurposed until she goes back to work.