Man of Honour
This is what i have found as well, its still better than polystyrene, but arguable not worth the extra for a garage. For the house definitely, i'm going to be using 140mm in the loft.
I used some 120mm in the loft for the 'boarded' section - it's a bit of a pain to work with in some ways - you'll need to cut it to get through the loft hatch and makes a huge mess when you cut it