From what I've researched so far. Any money you pay leading to the final due payment in may 2019 is non refundable. [...]
sorry, just saw this and that is dreadful, not only are they potentially doing something very nasty to young people who lose that money/can't keep up with the payment schedule (I mean no doubt there are things like exams getting in the way, health and/or social issues at that time in their lives) - it also preys on overstretched households, some teenage son/daughter has saved say 2.5k and then is due to miss some payments and lose the lot no doubt the parents often will chip in from their much needed funds
I think you'd definitely be right to kick up a fuss about this, get some other parents involved, get the PTA involved, get governors involved... make sure this company isn't allowed back
it is lazy on the part of the teachers too - there are plenty of organisations who arrange trips for young people, they certainly don't all require locking away large sums that represent perhaps all that young person's life savings and potentially losing the lot
I've explained to her my opinion and offered to help find alternatives for her. But she's got her set on it. Obviously I don't want to let her start and her be massively upset if it all go pest shaped. Much rather if she does want to do something. Save the money, have it ready to go and then contact charitys and find out how she can help.
definitely the way forwards, or indeed just save the money up for a trip whether it involves volunteering or not (frankly from an altruistic perspective simply donating a few quid to charity say sending mosquito nets to Africa arguably does massively more good for the world in general than a dozen 18 year olds raising thousands each to then spend a month helping to build a bridge for some village or giving a few English lessons etc..)
anyway to help your cause in trying to sell her on some other options how about stuff like this, doesn't appear to offer flights but certainly seems like a cheaper option than the one she's being sold on... also if she has more than 4 weeks to spare then look at the cost of adding additional weeks... in the grand scheme of things it is the flights over there and some of the initial admin costs that will eat away at this, extra weeks are a no brainer.... she could easily do 8 weeks for the less than the price of the scheme she's been pitched:
https://www.projects-abroad.co.uk/prices/#standard-projects|by-destination|costa-rica
^^^ this is another non-charity that seems to offer these trips, though they're rather more transparent re: the costs and don't seem to need that ridiculous saving/potentially lose all your savings scheme - this is quite illustrative, given how much cheaper this company is and yet even then only a minor portion of the fee is to cover the costs of the trip it does seem to indicate that the one your daughter has been pitched is a bit of a rip off:
https://www.projects-abroad.co.uk/about-us/money-matters/
actually for 4 grand I'd be tempted to forget Costa Rica and do this shark conservation project in Fiji, looks pretty epic:
https://www.projects-abroad.co.uk/v...nvironment/shark-conservation/volunteer-fiji/
anyway there is quite a big list of stuff on that site and no doubt you can find even more options, potentially cheaper still, via registered charities.
lastly, I'm a bit out of date but this used to be the place to go to for cheap flights, round the world tickets etc.. when you're a young person who has weeks to spare in the summer or before/after uni etc..
https://www.statravel.co.uk
anyway really hope you manage to persuade her to explore other options