Soldato
Just a quick question as to what to do in my situation.....
At the moment, I have 3 main credit cards. (not including a company card in my name too).
All of them are paid off, or have so little on them, I could pay them off now if needed.
I wish to make a relatively large purchase, that is within the credit limit of one of my cards, but.....I would like to pay it back over a longer period of time, interest free.
So, is it bad to apply for a new card, that comes with 2 year interest free on purchases etc, when I have a few cards already?
Can you have too many cards, even if they all have 0 balance?
I generally have a very good credit score, even the cards I have at the moment keep writing me to tell me the limit has increased. I've never been declined for anything like this either, if that makes a difference.
Technically I know if could completely cancel the older cards which I rarely, if ever, use. But I've heard mixed things about even cancelling cards.
Thanks for the help!
At the moment, I have 3 main credit cards. (not including a company card in my name too).
All of them are paid off, or have so little on them, I could pay them off now if needed.
I wish to make a relatively large purchase, that is within the credit limit of one of my cards, but.....I would like to pay it back over a longer period of time, interest free.
So, is it bad to apply for a new card, that comes with 2 year interest free on purchases etc, when I have a few cards already?
Can you have too many cards, even if they all have 0 balance?
I generally have a very good credit score, even the cards I have at the moment keep writing me to tell me the limit has increased. I've never been declined for anything like this either, if that makes a difference.
Technically I know if could completely cancel the older cards which I rarely, if ever, use. But I've heard mixed things about even cancelling cards.
Thanks for the help!