Scam-What can happen if someone has your account and sort code numbers?

Soldato
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Basically my dad who is normally aware of scams etc has just been phoned by a lady pretending to be from sky. Now having just been dealing with sky a few weeks ago over his contract he automatically let his gaurd down thinking they were just ringing him back. She said they were sending a new viewing card and knocking another X amount of his bill which he stupidly fell for. He was then asked to just confirm some info to check if they are talking to the correct person. She somehow knew my dads address and sort code and the last few digits of his account number but he told them the rest from what he can remember.
So they now have his full account number and sort code "which they had anyway". She then asked him to confirm which bank he is with and he told them and was then asked which way he spells his name as there are various ways for when they send the fake "viewing card" out.
When he told me i googled the number and its a scam basically pretending to be sky and asking for details etc. So what can they do with his full name, DOB, address, account number and sort code and knowing which bank he is with? As i say they already somehow had most of the info anyway.
He rang 2 different departments for the bank and they said dont worry no need to cancel card etc and they will make a log of it but surely they can still do something with that info?
any info on what else to do would be great.
 
Soldato
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Set up a direct debit maybe but probably still need the 3 security numbers for most transactions. Probably more identity fraud. Overall without the security numbers not much really.
 
Soldato
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i keep getting conflicting information when looking on google some people say money can only be paid in with that info but then others are saying there could be direct debits set up from it or his other info could be used to apply for credit cards or as one of u guys said identity theft.
 
Soldato
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I think I'd ring Sky back and also tell the bank.
Andi.
yes he will ring sky and tell them but looking round they are aware of the scam. He has rang the bank on 2 different numbers and they said just keep a constant eye on your account for any unusual payments but its a little hard when he doesnt have online banking.,
 
Soldato
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Imagine the surprise when, in a few days, there is £10k deposited into your Father's account.
:D Yes it would be great but somehow I have a feeling they will be looking to set up a direct debit the other way to pay for something. He’s just been to the bank and took as much money as possible out just incase and spoke to a member of staff who said just keep an eye out for unauthorised transactions
 
Associate
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Most likely they will use the info to apply for a payday loan and have the money sent to another account. The direct debit for the loan will be against his account and name and address. Check credit files for searches regularly and possibly use an alert service for a while.

My brother in law had this happen and he found himself being chased by wonga for 3k in loan, interest and charges. He had never spoken to them before they sent letter to his house and didn’t know it was even applied for. Took a while to sort out.
 
Caporegime
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they can't do much other than sign him up for a direct debit/donate to a charity

as per Clarkson:

http://news.bbc.co.uk/1/hi/7174760.stm

IIRC someone on here in a previous thread claimed that your account number changes when you get a new card... it doesn't, there is no need... but they were adamant for whatever reason

I think people just get overly paranoid about some of this stuff
 
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