Soldato
Moved in on Friday to the new place and having a great first weekend... other than having 0.3 Mb Internet connection and a full fibre cab :|
Congrats to you both From the sounds of it, there are a few people on these forums completing today!
Got all my contract papers and land transfer forms yesterday, reviewed it and have a few questions about one or two covenants on the transfer.
Been trying to get hold of my solicitor all day, not returning my calls and ignoring my email yesterday! I wanted to post it today but at this rate it looks like I won't get to speak to anyone, how frustrating.
It would take all but 5 minutes to resolve if they just gave me the time of the day, instead of delaying another day.
Managed to get hold of them yesterday, they have put the enquiry across to the sellers solicitor. I wanted to try exchange on Friday, but it's now looking unlikely.
Had a lot of people send £1 first recently which is really ******* off our accounts departmentWhilst I wait for this I have sent 10% to the solicitor via chaps from Nationwide. Money hasn't left the account yet (CHAPS done at 1pm). I am super paranoid after reading horror stories of missing chaps payments on the web!
Had a lot of people send £1 first recently which is really ******* off our accounts department
I can imagine! Money has left the account, solicitor doesn't have it, which is odd. I will see if it pops through tomorrow else I shall be on the phone to the bank.
All other matters are now sorted and contracts have been posted back to the solicitor.
Exchange set for this Friday! Fingers crossed.
Strange that it didn’t go through today - I would be complaining to Halifax about the CHAPS charge if it doesn’t end up being sent until tomorrow.
Fingers are crossed for you tomorrow!
I will be calling up tomorrow but I also don’t particularly trust my solicitor either to check properly. She said their accounts don’t update till tomorrow morning (doesn’t make sense unless they don’t have direct access and they are using some software to pull balances)...
Update..
What gives? What do I do now? Nationwide are saying they cannot do anything else, except for put a trace on it except this takes up to 10 days. I have to exchange tomorrow!
After all that, it turns out Nationwide didn't process it before the cut off yesterday (even though i submitted it well before the 3pm deadline!). Reached the solicitors account at around 11am today.
And....we have now exchanged a whole day early! Completion next Friday on the 31st. Very real now!
Grats. House buying in the UK is so archaic and stupid it staggers belief for a "developed" nation. CHAPS before the deadline should be guaranteed same day. If you could be bothered you could probably hassle them for a partial if not full rebate as compensation.
France is worse - even after exchange, the buyer has 10 days grace in which to change their mind.
Some knob did that to my mum and Dad and there is literally no penalty for them