Soldato
Looks like I might be completing on the 27th, so exciting times, been in my first house for nearly 9 years, luckily just moving around the corner, gaining a drive way, dining room and a much bigger garden 
The nervous wait to exchange....
- Thread starter noj
- Start date
Associate
- Joined
- 1 Feb 2009
- Posts
- 2,124
So my chain was fixed last week, turns out to be better than before. My buyers now have a buyer who is a cash buyer and currently in rented.
Mortgage wise going with halifax @ 1.81% for 3 years, valuation is booked for the 14th with my buyers valuation on my place booked for the 12th.
I think Easter might be the time I move, unless it goes quicker.
Mortgage wise going with halifax @ 1.81% for 3 years, valuation is booked for the 14th with my buyers valuation on my place booked for the 12th.
I think Easter might be the time I move, unless it goes quicker.
Soldato
Finally had a reasonable offer on my house Saturday morning which I duly accepted. Solicitors instructed this morning and hoping for a reasonably quick process. We aren't going up the ladder so only 2 sets of buyers in the chain and they have already sold / instructed on theirs 4 weeks ago
Soldato
Looks like spoke to soon 
House we are buying they are looking at completion of 22nd March, not ideal as I am getting married on the 23rd, going back to them tomorrow to find what is the earliest date we can move is now so frustrating
House we are buying they are looking at completion of 22nd March, not ideal as I am getting married on the 23rd, going back to them tomorrow to find what is the earliest date we can move is now so frustrating
Caporegime
Good to hear. Anyone else here used O'Neill Patient for conveyancing? How about ConveyLaw?
They have been bloody awful for us and have caused endless problems and delays. Given us wrong information, sent things to the wrong address, lied over chasing things when they haven't - check the Trustpilot for them. (side note, most 5 star reviews are from people who have only ever done 1 review / most 1 star is from people who have done multiple)
We raised all these concerns when our broker recommended them but he said this particular individual at O'Neil patient is amazing, never let him down and after our initial local options were a no go we went with this recommendation. Turns out was all bs and he's getting a massive kickback.
We will be adding our own experience to all review sites once this is completed, Mrs doesn't want to do this yet in case they get even more incompetent
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Man of Honour
They're quite a large organisation so doesn't surprise me some people will have a bad experience, it's like most things, rarely do people review a good experience. We had two people looking after us, nothing ever got missed and we got responses same day. Shame you are having a crappy experience those, it's stressful enough, you'd hope the pros could handle it and make it easy.
ONP were recommended to me by my broker so he probably got something but doesn't bother me, I got great service.
ONP were recommended to me by my broker so he probably got something but doesn't bother me, I got great service.
Caporegime
Interesting. They were the quickest to respond to us with a quote and pleasant. However they made it sound like we was getting a great deal with a big double figure discount as we went directly with them, but after the quote we went to have a look on moneysupermarket.com and they offered the same thing cheaper on there!
After telling them this I got a bit of attitude in the response and was offered a small discount to match the comparison website, but the discount was only valid for a few hours.... Yeah right!
Apparently another team of theirs deal with the pricing on online comparison websites. But what does that have to do with anything and why is that a concern of mine? Don’t think I will be bothering with them.
I always think this also, but there are other companies which are cheaper and do not have the bad reviews on trustpilot. Plus with my little experience with them I think we can do better elsewhere unfortunately.
Man of Honour
Go with whoever you feel most comfortable to be honest, just don't go with the cheapest, they are often cheap for a reason.
Soldato
Ask why its been on the market so long, its a good leading question.
Soldato
Ask open questions that they can be held to account for later if they make a false declaration. Simple stuff, such as:
- what are your neighbours like
- have you ever had any trouble with drainage
- did your survey raise any questions when you bought the property
- do you need to make any additional declarations to your insurers
etc etc
- what are your neighbours like
- have you ever had any trouble with drainage
- did your survey raise any questions when you bought the property
- do you need to make any additional declarations to your insurers
etc etc
Soldato
Except for the fact no party will be contractually liable for any representation made by the other unless in writing or by their conveyancer
Soldato
But that's the point really - if you get a different answer in their declaration then it is a red flag.
Caporegime
No one is honest about the property they are selling and unless you can prove that they have lied about something they have said in writing then it doesn't make any odds.
Caveat emptor is something I see constantly when it comes to house buying.
If paperwork came back saying that the house was haunted and that every third Sunday of the month you are contractually obligated to partake in a furries orgy in your house, our solicitor would not bother pointing it out. Honestly, from what we have seen and heard from others you are unlikely to move into a new property and a year later think "wow, everything about this house is perfect and the sellers were 100% honest". Either you haven't found or noticed a fault yet or you didn't ask your seller enough questions that they could lie to you about.
Caveat emptor is something I see constantly when it comes to house buying.
If paperwork came back saying that the house was haunted and that every third Sunday of the month you are contractually obligated to partake in a furries orgy in your house, our solicitor would not bother pointing it out. Honestly, from what we have seen and heard from others you are unlikely to move into a new property and a year later think "wow, everything about this house is perfect and the sellers were 100% honest". Either you haven't found or noticed a fault yet or you didn't ask your seller enough questions that they could lie to you about.
Soldato
Congrats ! Mine seems like a long way away!
Associate
- Joined
- 6 Sep 2017
- Posts
- 251
Congrats! We shall be exchanging today I think and completing Thursday if all goes well