Took a 430d out yesterday and whilst nice, I did miss the poke and it felt kind of "samey" inside but without the fun. I also take the point about depreciation if spending up to 18k. I probably do about 75 miles a week on average in the M3 so whilst it feels like I'm filling it up all the time, it's nowhere near bad as it could be. Doesn't seem like the best time to be selling a high performance car so I might wait a few months and then re-list it and consider my options.
Surely that means you only fill it up once every 3-4 weeks?! Surely we're talking a matter of a few hundred quid a year in fuel? If you just fancied a change, or your M3 is in bits at a garage more than it's working, or you did 1500 miles a month I could definitely understand the change. But if this is a financial decision - it doesn't make any sense at the moment.
Realistically speaking switching to a 430d will bring about the following:
Advantages:
- £150 ish VED rather than £550 odd
- Possibly cheaper insurance (if you live in car crime cities)
- £30 (ish) a month better off in fuel
- Less likely to get nicked?
- Better for longer journey's if you ever do them?
- A few extra small tech things on the iDrive.
- AUC warranty is nice to have for peace of mind, but that's only for 12 months.
Disadvantages:
- Depreciation, depreciation, depreciation, especially if you're buying from a dealer. An £18k 430d is probably a 16k private car, or a 15k trade in. Then expect a grand or two depreciation per year for the next couple of years.
- The M3 is far more exciting to own and more of an occasion to drive, especially when only getting to drive it two days a week.
- Looks better. Sounds better. Drives better.
- The M3 will hold it's value much better.
- Chances of falling asleep at wheel are drastically increased with the 430d.