I chose vehicle replacement+ or something along those lines. Was only marginally more expensive than the invoice value one, but ensured you got the same car as a replacement regardless of the cost.Which is best product?
Will your current insurance, over the lifetime of the HP agreement (not just the first 12 months when its new) replace the vehicle with a brand new one even if the price has risen, or pay out the full amount you owe the credit company? If not then gap insurance is advisable.I'm struggling to understadn GAP insurance. I've just got a new car on Hire Purchase. Is GAP insurance recommended and would I be silly not getting it?