It was going to come in August (I think) however it was leaked to the press so the government have had their hand forced.Surprised this stamp duty change has come into effect so quickly
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It was going to come in August (I think) however it was leaked to the press so the government have had their hand forced.Surprised this stamp duty change has come into effect so quickly
Apologies for the naive question but we recently emigrated to the UK so still trying to read up about what we need or where to start. We have been putting it off to try and save for a dep. But this tax lift is making me more interested to get the ball rolling.
Would you say now is a good time to try ? Also with almost a year of being in the country would that be enough credit history ? I have had direct debits just about since we got here
Thanks for the reply dude. So would my first step be go to a broker ?Nobody can comment on your personal situation without having access to everything a mortgage broker would, but as someone else said even 6 months is pretty fast to go from viewing to completion in England. If you're buying a home under £250,000 then you're saving 1% of SDLT with the changes, so £2,500 if buying at the max. You have to weigh up whether it's worth rushing through one of the most important and certainly one of the biggest purchases of your life for a 1% saving.
Nearing to a purchase of £500,000 and obviously the saving becomes more significant a factor.
First step is to do a online mortgage calculation. Brokers cost money.Thanks for the reply dude. So would my first step be go to a broker ?
Suppossed to complete yesterday. Sellers solicitors decided they are still looking at something and havnt responded to me, the estate agent, my solicitors or the vendor in a week. Useless. The seller should have known. I mean who uses someone called "premier property laywers"!
This - any saving on solicitors are just not worth it when you consider how much money your already spending and the stress you have to go through anyway.I looked at all the online lawyers and thought about doing it as cheaply as possible. However after reading the reviews I decided to just a week known local firm. For the sake if a few hundred pounds I'd rather go with a solicitors with a good reputation and established links to the agents and other local solicitors.
I used them years ago and regret it. I was young and the estate agent pressured us to use them.
Stay clear!
I've used a local firm who have been brilliant, just got to wait for our house to be finished!
Viewed two houses yesterday, we really, really like one of them but it's next to one of the main roads in and out of the village. I just know it will annoy us with the windows open in the summer, sat in the garden listening to traffic etc.
You can have your home on Rightmove multiple times. I.e. each agent will put your home on Rightmove with their own copy/pics.Does anyone dual list with multiple agents these days? If so, how does that work? Especially with Right Move? As I presume you can only have one listing for your home attributed to one agent?
Our first pick of agent hasn't lived up to expectations in terms of getting all the content together for the listing and we're on the verge of contacting our second choice to see if we can dual list or maybe switch before we go live.