Me and the Mrs viewed a property we were interested in yesterday and have had an offer accepted this morning which we're happy with but also scared at the same time. We're FTB and it's quite overwhelming what we need to do and when. I've sent proof of deposit and mortgage in principle and I've been told the property will be showing online as sold later today. I've got a few conveyancing quotes I need to go through and decide on and then I guess I'll need to go forward with my mortgage in principle.
As FTB we've got no chain behind us and the couple who's house it is say the bungalow they love is empty so fingers crossed. Very early days, first time I've had an offer accepted which is why we're a little nervous but also excited that this could be the one.
It's not that difficult really, especially if you are FTB and not having something to sell at the same time.
You'll want to appoint a solicitor pretty quick though, then they basically take care of everything. A lot of your proof/evidence goes to them rather than the EA really. The EA should more or less be happy with a mortgage in principal as it shows intent to lend to you. They are probably a bit more cautious at the moment due to most banks only lending at 15% deposit at the moment.
Make sure you have reasonably up to date ID docs like passports, driving licence, utility bill with current address. Also best to have last 3-6 months worth of payslips for the mortgage application.