The only AIOs I tried were the first gen Corsairs, the H100 and H100i (2011/2012) and they were noisy, even back when I first got them (with the fans turned off). The H100i was particularly vexing because it wasn't until I found a youtube video online and found that ALL the H100i units made that humming/buzzing noise (and that I was replacing gear) that I permanently removed it from my setups, as I just didn't like hearing that type of sound as the case magnified the sound, making it annoying (I kept looking around for the cause of the sound, as it's within audible range even inside the case, so a bit like a mosquito sound that's fairly far off, but still audible, you just keep looking around, and that's what this was doing).
https://www.youtube.com/watch?v=CV1BT5nMkhg
At the 1 minute 5 second mark when its turned on. It's that noise. I haven't tried other AIO's since these two, so I don't know if they make similar noises, or whether advancements have eliminated this noise. But if they do, I wouldn't call them silent. Quiet sure, but not silent. Anyone who's got a modern AIO CLC or otherwise, take a listen to that and comapre to their own ones? Do your AIO's still make similar noises?