Little white lies to your wife

Soldato
Joined
18 Mar 2010
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4,084
We have a joint account, so there is not much wiggle room!
If I've spent money, I do try and choose my moments to mention it. I will also be guilty of being light on specifics, like burying something gaming related on a bigger amazon purchase.
 
Caporegime
Joined
20 Jan 2005
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45,677
Location
Co Durham
I'm clearly doing it wrong as we pool all our income into a joint account so there's no hiding anything. Plus, she spends way more than I do on stuff!

Couldnt do that. We both put a set amount each month into a joint account which pays mortgage, council tax, all bills, food shopping etc. We also both pay into the savings account. Everything else is then up to ourselves to spend on what we want. She does frown when I buy a big ticket item like a weekend car. Seems she pretty much saves 60% of her wages each month. No idea what for, "just in case" money she says.
 
Soldato
Joined
11 Oct 2005
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Location
Manchester, UK
Couldnt do that. We both put a set amount each month into a joint account which pays mortgage, council tax, all bills, food shopping etc. We also both pay into the savings account. Everything else is then up to ourselves to spend on what we want. She does frown when I buy a big ticket item like a weekend car. Seems she pretty much saves 60% of her wages each month. No idea what for, "just in case" money she says.

To be fair, when this topic pops ups were usually in the minority. Most of our friends pay into a bills account and keep the disposable like you. It definitely has its drawbacks as I feel guiltier buying big ticket items and we do end up having to justify to each other why we are buying them.

It's probably saved me money though as I'd just spend all my disposable on random technology if it was sat there in its own account. My wife gets to spend it now instead.

I can't even remember why or when we started doing it. I'd guess it was when we got married or our daughter was born.
 
Associate
Joined
8 Jul 2005
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1,575
When on a works conference in Las vEgas, Phoning home at 10pm "Yeah i'm staying in the room now, probably get off to bed so i am fresh for the morning sessions"

Actually means still wandering the casino floor at 5am.
 
Soldato
Joined
13 May 2007
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8,209
Location
London
I've never understood this whole need to lie? My wife and I have a joint household pot where we contribute what needs to be for household expenses. Anything else is ours to spend as we see fit, I don't question her and she doesn't with me. I would hate to have to hide what I'm spending or worry about 'sneaking' deliveries. Especially this month when I had a few k worth of pc part deliveries.
 
Soldato
Joined
19 Feb 2015
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Gloucester
Don't be beta OP, if you can afford it, buy it, own it.
At the very best now, your wife thinks you are a naughty beta child and dreaming of a real man.
 
Soldato
Joined
24 Oct 2002
Posts
14,177
Location
Bucks and Edinburgh
I've never understood this whole need to lie? My wife and I have a joint household pot where we contribute what needs to be for household expenses. Anything else is ours to spend as we see fit, I don't question her and she doesn't with me. I would hate to have to hide what I'm spending or worry about 'sneaking' deliveries. Especially this month when I had a few k worth of pc part deliveries.

Same here, we have joint money and our own money. I buy whatever I want with my money and don't ask for permission etc. so don't need to lie. Case in point, I went out and bought myself a new car a couple of months ago and she didn't even ask how much it cost. I told her anyway and she winced due to the amount as she wouldn't ever spend that much on a car but she didn't care otherwise. She says its your money do whatever you like.
 

LiE

LiE

Caporegime
Joined
2 Aug 2005
Posts
25,631
Location
Milton Keynes
To be fair, when this topic pops ups were usually in the minority. Most of our friends pay into a bills account and keep the disposable like you. It definitely has its drawbacks as I feel guiltier buying big ticket items and we do end up having to justify to each other why we are buying them.

It's probably saved me money though as I'd just spend all my disposable on random technology if it was sat there in its own account. My wife gets to spend it now instead.

I can't even remember why or when we started doing it. I'd guess it was when we got married or our daughter was born.
For a long time this is how we did our finances. In the past few years we made a change which works really well. All money is pooled together, split between our bills, savings, joint spending account and any other pots (e.g. holiday), then we have a equal amount in our solo accounts as our own. Usually around £250-400 pm each, depending. We usually have about £700 in our joint spending account each month for day to day spending e.g takeaways, household items, day trips (when those were a thing).
 
Caporegime
Joined
19 May 2004
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31,501
Location
Nordfriesland, Germany
I'm clearly doing it wrong as we pool all our income into a joint account so there's no hiding anything. Plus, she spends way more than I do on stuff!

Perfectly good way to do it, the norm for a long time. My wife and I have our own accounts and then pay into a joint account for shared bills but then we married late and don't have children and we're pretty financially comfortable so all's good.
 
Soldato
Joined
20 Mar 2006
Posts
8,336
Things just turn up for me and things just turn up for her. We have a joint account for all the bills and our own accounts for toys.

We are both sensible with money and lucky enough to not have to worry month to month. She buys clothes and books and I buy retro gaming handhelds and synthersizers.
 
Man of Honour
Joined
29 Mar 2003
Posts
56,808
Location
Stoke on Trent
I've never understood this whole need to lie? My wife and I have a joint household pot where we contribute what needs to be for household expenses. Anything else is ours to spend as we see fit, I don't question her and she doesn't with me.

I don't understand this because all my money since 1980 has gone into the pot and I just take out when I want something, she does however question me because the majority of my toys are very expensive eg guitars, keyboards, amps, bikes etc.
Today I've got a new TV arriving, she's been saying no for years and we've had our current one for 15 years, anyway she gave in and keeps asking questions about it because she's getting excited.
 
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