- Joined
- 21 Jun 2006
- Posts
- 38,372
My NW rate has just dropped to 0.79% (tracker), it feels odd paying so little interest on the mortgage but a nice feeling. Nationwide have always seemed to have the best deal when I was approaching the end of my existing one so I've never actually needed to go with anyone else. As others have said above 'switching' from one NW product to another is super easy, takes about 5 minutes online and they even let me switch 3 months early on a fix once (all online, automated) which saved around £750 of interest due to the rate going down.
I just checked their website and with 40% LTV the best I can see is
1.54%
Base rate +1.44%