Sometimes i forget how well off some people are on here. I've been piling a large amount of disposable cash into my ISA this last year along with the sale of some junk and still haven't hit that 20k limit, yet your post makes it sound almost casual to stick £20k in within the next few days to take advantage!
(Not moaning here, it's good there's a range, but it's certainly a reminder!)
You might have savings elsewhere or in a cash ISA that is earning so little interest (you'll be lucky to be getting 0.2-0.4 percent interest in an instant access savings account at the moment), so you might consider moving cash that's earning almost nothing to an alternative such as a S&S ISA. Obviously there's more risk, but also more chance of a reasonable return.
If you do transfer in from one ISA to another, do make sure you use your new provider's procedure for ensuring a transfer with no loss of the tax-free status and no use of the year's tax-free allowance. You don't want to close down a cash ISA and put the money into a S&S ISA, you want to make your new provider do a transfer from your old provider into your new S&S ISA.