Insurance situation after speeding penalty

Associate
Joined
18 Oct 2005
Posts
1,595
I have a friend (no, really it isn't me :D ) who recently received a penalty for a speeding offence (3 points on previously clean license). They were wondering whether their insurance company would need to be notified, or whether the terms of the insurance agreement would have to be ammended before the next yearly renewal.

I thought one of you guys might know.

Cheers!
 
Soldato
Joined
17 Oct 2002
Posts
7,169
Location
Ipswich
I would wait until renewal and plead ignorance :) The clause which is unlikely to be worded specifically or brought to your attention, would be construed against the party relying on it (insurer) by a court, not to mention the Ombudsman.
 
Associate
Joined
25 Sep 2003
Posts
433
Location
Derbyshire
From my experience you don't need to inform them till renewal, but from other people's experience you should tell them straight away. To be sure always ask them as it varies from place to place.
 

amx

amx

Associate
Joined
2 Dec 2005
Posts
827
I informed my insurance company immediately and they told me i didn't need to tell them until my renewel date.
So it's worth ringing, just in case!
 
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