Quick Question RE: DOC Cover.

[-westy-]

Hi,

I' got my car insurance policy and certificate through today. Now, on the certificate it has the usual stuff listed, and underneath it says:

The policyholder, if they have a full EU Licence, may also drive, with the permission of the owner, any Private Motor Car subject to the terms and conditions of the policy.

Does this count as DOC cover?

Thanks

 

[tickle me elmo]

Hi,

I' got my car insurance policy and certificate through today. Now, on the certificate it has the usual stuff listed, and underneath it says:



Does this count as DOC cover?

Thanks

no, mine says something like that and its definatly not the proper DOC cover. probably means you can drive someone elses if you have doc cover (have to ask for it).

 

[Scuzi]

If that's with Quinn Direct then it does count as DOC cover. I had the same on my policy and queried it with them. It might be worth giving them a call to confirm that though, just to be on the safe side.

 

[[TW]Fox]

'and private motor car'

Do you mean any? If so, appears remarkably like DOC to me.

 

[-westy-]

'and private motor car'

Do you mean any? If so, appears remarkably like DOC to me.

don't know what you mean

 

[Lopéz]

Yes, that is a DOC extension.

 

[-westy-]

Yes, that is a DOC extension.

:thumbsup: excellent.

 

[F355]

"subject to the T&C" is the important bit. There may be a criteria so make sure you read the T&C

 

[PMKeates]

I've the same on my policy. Unfortunately it states in the T&Cs that the driver must be over 25

 

[Ev0]

I've the same on my policy. Unfortunately it states in the T&Cs that the driver must be over 25

What eh said, as it says "subject to the terms and conditions of the policy." you might find you are excluded in the conditions, best check

 

[n3vrmind]

I have a Q!

i dont have DOC cover at the mo, but im told the cover is 3rd party
if i had DOC cover and i drove a friends car and had an accident with another car, who'd be covered? just the other person or would my friend be considered a 3rd party

 

[PMKeates]

I have a Q!

i dont have DOC cover at the mo, but im told the cover is 3rd party
if i had DOC cover and i drove a friends car and had an accident with another car, who'd be covered? just the other person or would my friend be considered a 3rd party

I'm afraid only the other car, property or person would be the 3rd party. Nice try though

Although if you were to drive in to your friend and break his arm, he could claim against you even though you were driving his car. He could not, however, claim for the damage done to the car when you mowed him down

 

[VTR]

Yep that's DOC cover, is that with Quinn Direct? Sounds exactly like what's on my Policy. Good thing with them is there's no age restriction either

 

[Scuzi]

IIRC the T's & C's require you to have at least one year NCB. At least it did when I had the policy with them (about 2-3 years ago)