Scuzi said:You mean purposely have a collision?
Regardless of whos fault it would be in the insurance companys eyes, that's the completely wrong attitude to have. What about the possibility of injury to yourself, passengers or people in the other car. Regardless of how others drive, purposely colliding with them to teach them a lesson is incredibly childish, petty and above all, stupid.
One of the big problems on our roads are the vigilantes who are out there to teach us all a lesson. Regardless of who is in the right or the wrong, driving dangerously is never, ever justifiable. I'll probably get it in the neck for saying this on an English forum but English drivers are the worst for it. I don't mean to tar you all with the same brush, what I am saying is that there is a noticeably larger proportion of drivers in England who seem intent on teaching everyone how to drive properly. How do they go about it? By driving dangerously, offensively and carelessly whilst at the same time displaying their frustration using hand signals.
People who do this are the ones that need taken off the road.
Is a fair point and I agree. But your comments apply equally well to those who pull into the outside lane with no warning. Vigilantes trying to control the road how they see fit.
I therefore modify my comment to remove the purposefulness of it, and instead ask, what if someone just pulls out in front of you and you happen to crash into them, because they were so close when they pulled out. Would you be in the right in the insurance company's eyes?