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  1. EvilRob

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    I dunno if it's just a personal preference thing...we've been pretty stagnant since the dotcom bubble burst in 2000. FTSE 100 Versus S&P 500... I got killed by a ****** default Aviva fund that weighted mostly towards the UK in my early pension investment years. Wish I had weighted towards the...
  2. EvilRob

    Relocation to Spain Experience

    It's just how we English are... :)
  3. EvilRob

    The nervous wait to exchange....

    £3.5k is probably quite decent if it includes everything except stamp duty. I was quite surprised how much it had gone up by when I sold a flat last year - £1.2k just for sale and that was with a conveyancer up north near where I live. Same conveyancer charged £650 for a sale in 2017. The...
  4. EvilRob

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    I check the value of my SIPP like 3x a day. It's totally unhelpful and I never make any changes based on it. I admire people who can just look at it once a quarter or year!
  5. EvilRob

    The nervous wait to exchange....

    It almost feels like solicitors don't actually want to get it done ASAP. It's at the bottom of their queue until a few months in one gets their act together followed by the other and suddenly things move really quickly. All the chasing and escalating you did previously was worthless. :(
  6. EvilRob

    £25 a week extra on my state pension

    I don't think so, I think they are based on analysis of predicted ratio of working vs non working age population over time.
  7. EvilRob

    Who has had their roof cleaned?

    Would like to get mine done at some point. Gutter down pipes get blocked up with moss washing off the roof every year.
  8. EvilRob

    British Airways business class seating sucks on the A380

    I'm on BA premium economy for a 10 hour each way flight next week. Dreading it. Most of my recent travel has been to US on Virgin, so much better.
  9. EvilRob

    British Airways business class seating sucks on the A380

    Looks like BA A380s have 7 seats to a row in business class vs 4 on Emirates. Wow. I'd have had high expectations for BA biz class on the A380. Although I'd expect to be able to step over someone's legs without having to move them.
  10. EvilRob

    Joining a startup

    Not really enough to be a significant factor in decision making is it? Unless you have good reason to believe the market price will be many times more in the near future and the vesting conditions will be met?
  11. EvilRob

    £25 a week extra on my state pension

    It's good in one way and bad in another - yet another burden on working age people.
  12. EvilRob

    £25 a week extra on my state pension

    There is no paying in or contributing to a state pension. State pension for current retirees is paid for by taxing current workers. The relationship between NI and state pension is only eligibility.
  13. EvilRob

    £25 a week extra on my state pension

    I don't know how people would live only on state pension, even with triple lock. I agree with the comments that state pension age is only going to increase. It's going to be a miserable existence without a well funded personal pension, trapped into working to an ever increasing age and when you...
  14. EvilRob

    Best Bacon?

    imageupload
  15. EvilRob

    £25 a week extra on my state pension

    +8.5% from April thanks to triple lock - right?
  16. EvilRob

    Jury Service (Do NOT turn this into a 'how to get out of jury service' thread)

    Take laptop along to browse or work. I got called when I was 18. Was a pretty interesting experience although one of two cases was grim. Met some other people around my age and we went to the pub for lunch every day.
  17. EvilRob

    BA Premium Amex Companion Voucher - Eligibility Changing!

    True, but not much of an issue for me as I can put work international travel on it :)
  18. EvilRob

    BA Premium Amex Companion Voucher - Eligibility Changing!

    I signed my wife up at £250 earlier this week. Good timing!
  19. EvilRob

    I don't like going out for dinner.

    Really, Wetherspoons beer usually seems pretty bad to me.
  20. EvilRob

    Flying to Australia

    Wife agreed to wait until next year. Phew! Gotta get plan into action for business class.
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