Finally exchanged today, to complete at the end of the month.
Been very slow progress lately, especially as my solicitor wouldn't submit LISA applications until all legal work was done, so ended up sitting around waiting for 2 weeks for them to get our deposit.
Homebuyers report came back with only one area we're not sure about, the roof lining.
Queried the severity of it and he came back with the following:
Going to go back to get in the loft and have a look at the linings to see how damaged and where, but I cant imagine local contactors would be...
Mortgage offer issued today, for the amount we requested so valuation must have come back at the expected amount. :)
Should get the results of the survey within the next few days now too.
Generally you're looking at a maximum of 4.5x salary and additional regular provable income plus 50/100% of 2 year average of annual bonuses, less the outstanding amount of any existing loans. That'll at least get you in the ballpark.
Each lender's criteria varies slightly from that, as...
Plugging extension into extension is fine as long as you keep the total load within the rating of the first extension (probably 13A). You should be fine with a TV and associated devices.
Do you need to cut the plug off, or are you able to unscrew it to disconnect the wires then reconnect once...
Had offer accepted 2 weeks ago, survey is booked for end of next week so we're just waiting for the draft contracts to be sent across now.
Hopefully we'll be more successful this time. I'd posted in here about 18 months month ago when we last tried to buy a place, but gave up after waiting 6...
Time for a new chain and sprockets.
Expecting to struggle with the front sprocket nut, turned out I could almost undo it with my hand...
Bike is on 22k so had assumed was still on original chain/sprockets, but I doubt it's been loose from factory so previous owner must have changed it and not...
Rear left indicator stopped working during the week. Had only pulled half the bike apart checking the wires to find the wire was broken about an inch below the plug in the tail where I'd first looked!
Ended up removing the pannier rack and rear fairing trying to get at the wire to fix it. At...
If you want a cheap GPS tracker I've got one of these on the bike. £40 to buy then put a giffgaff sim in it. Uses something like 30p data a month and you can always call the bike to get a text back with it's location - otherwise I have it set to provide minute by minute updates when it detects a...
Just taken the bike out for a run after having changed the high beam for a 50W 5000k HID. Huge improvement, I can actually see up the road now.
Low beam is still halogen so no glare to blind oncoming traffic, does mean I still can't see much into oncoming traffic but only so much you can do I...
I wouldn't suggest buying online for a first helmet. The most important part of a helmet is fit, ideally you want to go to a store to try on helmets to find the one that fits best. It's not just getting the right size but also the right shape, some helmets are more rounded, others more oval...
After today's ride I'm starting to agree with the sentiment here that bridgestone tyres (or atleast the battlax BT-021 or BT-023, whichever I have currently) are **** in the wet.
Went to accelerate after coming off a roundabout and the rear just spun, then later on a left bend from a roundabout...
Oil and filter change today.
On the one hand it's nice not having to crawl around under the car, on the other hand I can barely fit my hand round the exhaust to actually reach the oil filter.
I've found I probably go slower on the bike generally than I would in the car unless it's a smooth/straight road (at least it feels like it). In the car I'm always stuck behind others so the odd chance I get I go for it (as much as a 75hp car can), especially on wet/uneven/gravel/where idiots...
I'd imagine "I didn't declare it because I don't use it all the time, so wanted insurance cover whether I use the lock or not" would be an acceptable answer.
Tbh if you haven't declared any security I doubt they'd even ask about it since it's irrelevant to the claim.
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