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  1. hyster

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    This might be interesting to some researching this subject.
  2. hyster

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    There is very rough rule of thumb that says you can drawdown 4% per annum for 30years. An annuity would be the other way to go, You might get £6-£6.5k a year per £100k, but if you die soon after retirement, not a great deal as the money is gone. It gets much more complex than that when you...
  3. hyster

    Chronophoto - Guess the year that each photo was taken in

    I got a score of 4474 on today's Chronophoto: 12/04/2023 Round 1: 1000✅ Round 2: 849 Round 3: 924 Round 4: 777 Round 5: 924 https://www.chronophoto.app/daily.html
  4. hyster

    2020 Firework Display at home

    A lion eating you would be completely natural too, that wouldn't stop it being utterly terrifying and generally best avoided.
  5. hyster

    HP Spectre x360 13... has the perfect ultraportable finally arrived?

    I'm sure it has many merits and that there is a beautiful laptop under there somewhere but Spectre is not an appropriate name for it, HP Vajazzle 13 360 would be nearer the mark.
  6. hyster

    HP Spectre x360 13... has the perfect ultraportable finally arrived?

    I ordered a maxed out Dell 2-in-1 yesterday, that Spectre might be great but it looks like a tart's handbag to me.
  7. hyster

    *** Sky Q Thread ***

    The wife pays the Sky bill in our household, I just got the bill off her for a look tonight. Sky box sets + Sports + Cinema HD Basic Sky Sports HD Sky Multiscreen (we dont even use this!) £95.50 per month....wow.... I need to call them and get a deal and upgrade to SkyQ.
  8. hyster

    OCUK founder Spie passes away

    I'm sorry for your loss, sad news.
  9. hyster

    BBC TV channels to add more religion

    It is the single point that tipped me from theist to atheist, I saw otherwise intelligent and honest (religious) people desperately avoiding their burden of proof. If you believe in a god. you are making a supernatural claim and that requires, it demands evidence, any appeal to the the atheist...
  10. hyster

    BBC TV channels to add more religion

    Amazes me that folk think that an Atheist has burden of proof here, I'm presuming these folk are fence sitting on the question of unicorns and fairies at the bottom of the garden since there is no definitive proof they don't exist either. This is why we have a burden of proof, the religious...
  11. hyster

    **** The Official Chinese Phones Thread ****

    This Doogee Y6 Max has arrived, it is massive but it fine for my big mitts It seems just fine for my needs, snappy enough and was a doddle to set up If anyone buys one, don't make the schoolboy error I did and fit a cut down simcard, as it can jam if there is even the slightest space...
  12. hyster

    **** The Official Chinese Phones Thread ****

    While slightly inebriated , I appear to have bought a Doogee Y6 Max :-) Oh well, it as cheap, how bad can it be
  13. hyster

    £200ish phone?

    My Rednote note 2 has finally died and I'm looking to replace it I'm not a brand snob so don't mind if its another Chinese phone, What would be a good phone that can do 4g on Giffgaff? Big hands, large pockets and crap eyesight mean the larger the screen, the better :)
  14. hyster

    Fresh Random Image Thread

  15. hyster

    The 'Bad Dad Joke' thread....

    Did you hear about the tomato that died? There was a big turnip at his funeral.
  16. hyster

    Fresh Random Image Thread

  17. hyster

    What watch do you wear?

    Indeed it is the first gen, It was supposed to be a stopgap on the way to a DSSD but I honestly can't see me parting with it. A slightly better pic of it and the rest of my current mob, ....and jeezo that Steinhart OVM needs a new bezel fitted. Tudor Pelagos Steinhart GMT Helson...
  18. hyster

    What watch do you wear?

    I loved the look of these when they came out, finally saved up the cash and was really disappointed when I saw one again, the dial looked really busy. I later realized they added a paragraph of text to the dial on the later ones. I've now picked up one of the original run and am happy as a...
  19. hyster

    **** The Official Chinese Phones Thread ****

    My Samsung s4 is getting a bit tired so I've ordered a Doogee F5, I'll see what its like in a couple of weeks or so.
  20. hyster

    *** Show us your Dogs ***

    Flynn a big boisterous 8month old Labradoodle.
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