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I use a klean kanteen tumbler at work, its a carry-around not a chuck in the bag cup though. I love the look of it and its very practical. They do make more flask-like ones.

As an alternative suggestion my first guitar was a Fender CD-60S costing £125 at the time. Nothing about it feels cheap. I agree getting a model with a cutout and pickup would be more versatile.

Used - thanks. Although that is obviously an early access Black Friday deal, which they didn't send me despite being a regular customer, so now I feel very much not like a VIP!

I think that your logic is faulty though - since the fund you are switching to will be up by exactly the same amount (barring a pullback in your favour ie accidental market timing) it makes no difference when you make the switch - fees are fees. If you are interested in tracker funds and can...

The ESAM 4200 is good given that it is one of the cheapest machines available. I do want a proper setup, but only since getting the Delonghi, I wasn't interested before. It has also become clear that whilst I would enjoy the trainee barista process somewhat my wife has no interest and usually...

I think pre-market and after hours just needs to be supported by your broker. IG advertise that they have 70 US stocks available marked as "All sessions" that can be traded. If you (carefully) use CFDs instead of owning the stock you get longer hours anyway.

Used to wear tights with baggy shorts over the top. Now would wear stretch trousers like alpkit chilkoot. Top half a fleece over a base layer if not needing a waterproof.

The aeropress is designed so that after pressing you should be able to take off the black cap and use the plunger to push the puck and filter out directly into the bin, so much tidier than eg a french press.

I think you are just discovering the ways in which demo mode is different...also I think you mean the opposite of "oversold", that would imply that it is cheap. I have to say if you are disappointed in what a Fintech will offer as features then a) they do tend to listen to feedback and b) wait...

I think the rule is that you can only pay into one isa stocks account per year. You could hold any number of old ISAs without contributing. You could also transfer an isa from one provider to another and contribute to the new account instead. No idea how they would check though.

Thanks, I go that way sometimes so will put it down as a potential visit. They do very well for a small operation then, I wonder if they make any money.

To me - Rave is the answer to where the stepping stone is between cheap and expensive. I suspect they are a big operation masquerading as an artisan roaster but what they produce are nicely roasted beans even down to £16/kg which is a real benefit for bean-to-cup owners like myself. Discount...

There is also 2% discount (watches, ipads) available from Edenred if you get that through your employer, 10% on accessories. When are orders for the iPad Air expected to open?

If you can get him to read a blog then this site is excellent https://occaminvesting.co.uk/

Whatever you buy into will have some overlap but the diversification in each tracker is so great that it shouldn't really matter. Within the Vanguard fund list I personally would be looking at ESG developed world, ESG emerging markets. S&P 500 but only after election season. The classic...

I was looking at guitars like those Schecter and Jackson ones, in the end I got a Chapman ML1 modern for a sale price. It's a bit different, has a nice finish, is nice to hold etc.

The price automatically drops by the dividend amount, if you were planning to sell it would be better to sell the day before as you won't receive the dividend for a month or 2 so the money is tied up?

I think they will post a loss and therefore not join the S&P until later in the year...but I don't have anything on it.

I started off on HL mostly buying funds with occasional shares (profitable trades but high fixed costs ate a lot of it). Having read John Bogle's book as a holiday read I will move over to Vanguard over the next 6 months as there are some convincing reasons to go for the lowest total cost...

I never bothered with a turbo tyre, i'm sure the wear rate is not higher than real road use. You don't want to use any tyre with tread though like a CX tyre... The distance/pressure has to be correctly adjusted for the contact to be right. One thing to watch out for is if you use the bike...