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  1. BYTEr

    New build developers with poor reviews?

    We bought a new build from Persimmon in October 2017 who at the time had awful reviews and it came as no surprise that they were awful after we had completed, thankfully, for the most part we had no serious snags and it allowed us to get on the ladder and we're now in a position to be looking to...
  2. BYTEr

    Custom clothing

    Hi all, Wife has recently been able to start her business running baby/toddler classes which is going really well, so much so, she's already resigned from her part-time teaching position. Anyway, I've apparently been tasked with finding a premium/high quality place to order custom clothing...
  3. BYTEr

    Online Scheduling Calendar

    Hi all, I am looking for a free way (if possible) to create an online scheduling calendar where I can create a set of ‘appointment’ dates/times allowing a user to browse/click on one of these appointments and reserve it with their name. Only I should be able to see who has reserved what and...
  4. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    Hi all, Just an update as my insurance company has rang me this morning. In short, my insurance company have now decided to waive the cancellation fee and to reimburse me any premiums paid since my accident. Apparently, the reimbursement of my premiums is the standard procedure in this...
  5. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    I've spoken with my insurance again, they're treating this as a normal cancellation, as if I'd sold or sorned the car. They're refusing to refund the months I'd paid without having a car as I'd "used their services" during this period, they also said, the other party might have refused to pay...
  6. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    They've not paid out, as said, my insurance company have fully re-claimed costs from third party. This is the issue, everything I find is based on making a claim on my own policy that wasn't recovered, this isn't the case here.
  7. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    Ok thanks, I was hoping in this case, me cancelling would essentially be cancelling as if it was the day after my car was written off as its been 'suspended', then I wouldn't of had to pay for the last 4 months for nothing, policy is suspended but I still have to pay monthly kinda seems...
  8. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    So sounds like my insurance company aren't doing anything dodgy then? Seems so unfair, I've paid for the period I had the car, any costs incurred for the claim process they should have claimed back surely so they shouldn't be out of pocket? Lost revenue due to me not finishing the policy again...
  9. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    Hi, thanks for that, I understand that though, he claimed through his own insurance and they never recovered costs so I get it, in my case however, my insurance company have reclaimed costs from the 3rd party? I'm being allowed to cancel without paying the rest of my policy but not being...
  10. BYTEr

    Non-fault accident (write off) - Still paying premiums?

    Hi all, I'd like peoples opinions on the following. Purchased car insurance June 2020, paid for monthly, I had a car accident September 2020 which I pursued through my own insurance due to the fact is was pretty obvious I'd be found 100% not at fault and the 3rd party's insurance not willing...
  11. BYTEr

    Custom stickers for plastic boxes

    Hi all, Mrs wants me to get some stickers of her new business logo to go on some plastic boxes she will be using, hoping for roughly 8cm*8cm sort of size, I was just going to get ordinary stickers but she's adamant she needs some special ones for plastic, they do need to be hard wearing and not...
  12. BYTEr

    Smartwatch Thread (news/apps/updates)

    Hi all, Don't suppose anyone could recommend some smartwatches for me to check out to get the wife for Xmas, it needs all the bell and whistles such as NFC, speaker/mic for taking calls etc and importantly as small/light as possible, she stopped using her old smartwatch for this reason, any...
  13. BYTEr

    New business - collecting payment

    Hi all, Wife is setting up a new small business running baby and toddler activity sessions and needs a way to collect payment from parents. It will be for differing amounts based on a few variables so ideally she’ll be able to send an email to a parent for the exact amount, she said she has...
  14. BYTEr

    New speaker wanted for classes

    Hi all, Wife is currently in the planning stages of hosting some baby/toddler classes and one of the things she'll need is some sort of speaker setup as music will be an integral part of any class. She's asked me for advice, but I don't have a clue, ideally it would be something not too big as...
  15. BYTEr

    Asking for a pay rise

    Ha yeah, it's annoying I've had to get another job offer before getting a raise, especially in this case where I've literally been promoted into a much more demanding role, acknowledged by my manager that it's a much more demanding role, wait a year to ask for a raise and told no and expect to...
  16. BYTEr

    Asking for a pay rise

    I have another update. Short story is, I was offered another role, a more senior role and for 10% more than my current salary, it wasn't a dream job by any means, but I had basically been looking for anything that paid the same. I decided to inform my manager about the offer who had a...
  17. BYTEr

    Life Insurance

    Hi all, Me & my wife are looking to purchase a joint life insurance policy (or should we get separate policies?), but not 100% sure on a few things so looking for peoples opinions. I'm 29, wife is 30, we have 1 small child, medically pretty clear other than the wife taking low dosage...
  18. BYTEr

    Accident advice

    I've got the drivers details, he actually is the MD of a wealth management company in my town with the company name being his surname, when I type his name into google his face pops up etc and I have photo's of him at the scene, verified his home address etc. I'm going through my insurance now...
  19. BYTEr

    Accident advice

    3rd party insurance was Aviva, they didn't really seem that interested to be honest and actually seemed a little miffed that I was ringing them, just said they won't do anything until they've spoken to their customer even if that took weeks. Didn't hear anything this afternoon from either the...
  20. BYTEr

    Accident advice

    Well I rang the 3rd party's insurance again during my lunch break, still haven't been able to contact their customer and they said it would potentially be weeks before they went ahead without contact as they'll send him letters giving him reasonable time to get in contact etc. So I've just...
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