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  1. DJMK4

    BMW and M Power Owners

    I'm still not sure what to get next. Currently own. BMW 120d e82 coup m sport, previously I had a BMW 320d Priorr to that I had golfs. Issue with the BMWs im finding is even though I stick to maintaining service early, things like gearbox, clutches are quite stiff and clunky , they both...
  2. DJMK4

    Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

    £50 won from 50k. Not great but I did get 225 last month. So wasn't really expecting anything learning from patterns Glad it's not 0 I guess. Will be going in to the car repair and service pot this month. Should have been more as I'm looking around for new car
  3. DJMK4

    Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

    Oh I will log in .but it's super slow for me. It doesn't usually come up till 8am if I have won anything... Still showing £225 for April, don't expect id win anything until next month now
  4. DJMK4

    Been overcharged for petrol

    I'd complain out of spite. Asda are charging well over the odds per litre for their crappy quality fuel as it is .compared to other rivals .. quick to increase (even though when the cost of the barrel has not increased at wholesale price ) . The slowest to reduce . Give zero craps about the...
  5. DJMK4

    Best savings account?

    I'll see where we are later on in the year
  6. DJMK4

    Best savings account?

    I started zopa ISA 2nd December 2023 at 5.08%, maxed out and the new tax year is kicked in they have the 5.08% rate until next year
  7. DJMK4

    Best savings account?

    . Ok, so you need to pick a portfolio, and hope it does well
  8. DJMK4

    Best savings account?

    Ok thanks. So S&S ISA for long term , I'll have a look for Damien talks money
  9. DJMK4

    Best savings account?

    How much money are people making from stocks and shares Isa ? I assume.is not like a monthly interest thing but if markets are good you can make money out of. Ie if I was to put 10k in to a S&S ISA where would I be in 6 or 12 months? Can you save it along side your existing cash ISA? Or will...
  10. DJMK4

    Fears Sadiq Khan will bring in pay-per-mile road taxes after spending £3m on project

    People need to realise that ranting on the internet isn't going to do it these days. Need to fight for what they need as a basic purpose in life . We need transport for work, if you have no transport , how is a person going to go to work, public transport is a sham in most part of the country...
  11. DJMK4

    Clutch + Flywheel cost opinion?

    My BMW 120d e82 2010 is currently at 129k and Im getting issues like gear stiffness when selecting even though 3 months ago I got them to do a transmission gearbox oil change. The flywheel and clutch is a little rattley at the moment and my clutch pedal when pressing down sometimes doesn't come...
  12. DJMK4

    This Instant And Moment - 2024!

    I seen the 1999 one in the UK..on the very south east of Wales. I had the glasses and I remember people saying the word totallity a lot :D
  13. DJMK4

    This Instant And Moment - 2024!

    Been on leave since last Friday. Looking forward to getting back to work
  14. DJMK4

    Best savings account?

    Ok so If I earn over £500 interest per year is taxable at 40%
  15. DJMK4

    Best savings account?

    With regards to standard savings accounts (taxable) if your a high tax rate payer. I think anything you save in a savings account would be taxed on anything over £10k. Correct ? When do they tax you? Monthly/ annually And also what % ? 20 or 40? ? Do they base it on how much you have in...
  16. DJMK4

    Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

    £225 winnings from my premium bonds £85 interest from my ISA this month. I have about 5.8k to dump in to my ISA but can't do It for a couole of days until new tax year Glad I got something from bonds as I got 0 prize last month
  17. DJMK4

    Baltimore Bridge

    Seen this on the news this morning, crazy how fast that came down. Was speaking with a colleague who is In the region, used a lot for shipping and ports around there I wouldn't want to be driving over that when it hit
  18. DJMK4

    Questions - Diesel engine and transmission / gearbox reliability circa 2014-2019 -BMW - Mercedes - Audi ( on small hatchback or coupe models)

    Hi all. Bit of a bump again as I'm still thinking about next car. As I have not had a VAG car in a long time (looking at Audi) .. is correct in saying cam belts and water pump need replacing still after 50-60k on the clock ? If I was to go down the route of buying one I would usually buy...
  19. DJMK4

    Water Bill - Anyone beat this?

    I pay £18 a month.
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