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  1. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    It amazing how many people think Royal Mail (IDS) and the post office are the same company Totally different companies
  2. SmokeKingGun

    Best savings account?

    Really was a limited edition wasn’t it. In same boat was going to add more to it aswell when fixed bond expired end of April. I took yearly APR payment aswell so I’m going to have to wait until 5th September I think until I close it. So around 8 months at 5.2% and 4 months at 4.2% Now got...
  3. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    So shares invested with T212 covered by FSCS but unallocated cash (if you take the 5.2% interest) is not I want to put 20k into T212 ISA and just leave it unallocated cash @ 5.2% but not too sure if it better idea to get lower % cash ISA but FSCS covered.
  4. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    Tbh it’s probably the most risky stock I have got and bought hastily high (averaged up!) FOMO in full effect! Still hope in stock not a total dead duck, yet… Honestly thought landing on moon would make it go crazy meme stock ala GameStop. But I’ll hope for good earnings report (coming...
  5. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    How safe is uninvested cash is T212 when you opt for 5.2% interest? I presumed it was FCSC protected upto £85k but noticed it is treated as investment using QMMF and not protected. Seeing pensions funds/banks/funds hold their cash there is it nothing to really worry about?
  6. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    I don’t really agree the landing was factored into the price (especially now) but agree pump and dump is in full effect. I’m going to hold but some stocks are behaving like crypto now with wild swings when nothing really has changed fundamentally or if anything has improved. First private...
  7. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    Honestly what would have happen to LUNR share price if it had crashed and burned! Landed on moon (albeit slightly tilted!) and share price drops 30+ percent
  8. SmokeKingGun

    Trading the stockmarket (NO Referrals)

    I I think I got timing off, my average 11.3 (bought some at 9.30 but averaged up with larger amount) Honestly thought would spike a lot more, hopefully if camera working the selfie from the moon will help. I’m confused with market cap at moment aswell T212 has it around $900 million...
  9. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    You’re totally right and we had done. We had accepted 50/50 even though no fault and had moved on. We are not the one dragging it on. Will follow advice and let insurers solicitors deal with it (which we were doing anyway) but if sister has to attend court gloves will be off.
  10. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    https://imgbox.com/bfRjN4Sf https://imgbox.com/FmVA0V7t
  11. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    Thanks for replies Accept that may have been hidden damage behind bumper but it does seem like she is trying it on. She only had a courtesy car for 1 day (claiming £31) if car was seriously damaged surely would take longer to fix than a day. I’ve tried attaching a rough drawing. They both...
  12. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    Sorry was probably my wording. It is being fully handled by sister insurance solicitors. The only thing it will increase is my sister’s premiums for 5 years at least and cost her excess of £450. I don’t know if the other party has rejected her insurance claim and using private solicitors to...
  13. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    She actually first said she didn’t hit her at all! (Massive dent annd written off!) Unfortunately sister wasn’t recording then. already sent 2 minute video across to sister’s solicitor. She goes from saying “we might not need to get insurers involved” Sister then says she was clearly to blame...
  14. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    It is being dealt with by my sister’s insurance legal team. However it asks will my sister be willing to attend court to defend, which she obviously will if needed. I don’t know if other driver refused her insurers offer and taking private legal action or if it is via her insurers legal team...
  15. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    It will just end up at civil court from solicitors, Sister’s insurance solicitor dealing with it (response bottom of original post , just the negligence points) My sister has received her payment from her insurer of 4.5k. Other driver trying to recoup her costs (see above 3.8k and rising 8%...
  16. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    Yes dash cam would have been massive help, I’ll treat her at Christmas. Is already in insurance lawyers hands will probably just end up at civil court. The 8% interest and £3700 for VW golf bumper honestly though is beyond cheeky
  17. SmokeKingGun

    Sisters car written off - other driver taking legal action.

    Sorry for long post any advice appreciated Sisters car was written off recently (£4.5k received from her insurance) she was T boned at a crossroads, but junction can be tricky as both sides have the dotted give way lines. From looking at junction sister would have travelled a lot further...
  18. SmokeKingGun

    This is getting ridiculous (energy prices - Strictly NO referrals!)

    Just had a new boiler installed and my gas usage is higher than that! Worcester Bosch 4000 30 KW Had it on for about 45 mins last night and loop shows 7.7kwh of gas per 30 minutes. We do have a lot of double radiators though, 13 in total (with 4 of those single,9 doubles) This was heating...
  19. SmokeKingGun

    Wills!

    1 house worth approx 300k jointly owned - brothers share automatically passes to wife. 350k in bank, if jointly owned bank account funds pass to wife Probate is note needed for above just a copy of death certificate needed and uses no IHT allowance. When the surviving wife dies above will...
  20. SmokeKingGun

    Wills!

    Probate unfortunately there is no time limit, she could could make it difficult for you. However if inheritance tax is due I believe you have 12 months to calculate and settle. I think fines are added after that so if IHT is due will need to contact them sooner or later - this could also be...
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