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There is your issue - if you are running a business through a personal bank account then you can expect to have any restrictions which are applied to personal accounts. Just open a business account and pay into that...? Money laundering is a massive issue, so I personally would support the changes.

I've been looking forward to this for so long, but given the early feedback and now delay it looks like there is a reasonable chance that they will have fluffed it :(

A touching tribute. RIP and sorry for your loss.

This is what I have done for one of my DC pots to ensure that it doesn't start to get shifted from Equities to Bonds when I hit 55. The 'pre-lifestyling' default asset mix for that pot (a Fidelity 'Futurewise' fund) isn't massively different to a globally diversified equities tracker, and the...

Another Keepass user here, with the database synchronised across multiple devices using Syncthing.

Seems like the New Year has got things picking up. I've been pinged by recruiters several times already since the start of the year about Sales Engineering positions at pre-IPO tech companies in my space (cloud data platfom / engineering).

Just started Homeworld again. Aiming to work through that, HW2 and Deserts of Kharak before Homeworld 3 launches on 8th March :D

Have to go B. Pretty sure Trump would manage to do something to get himself impeached within a few weeks of stepping into the Oval Office again.

Only if the person who passing on the pension pot is under 75 at age of death, otherwise income tax is payable by the beneficiaries at their marginal rate. See the 'When you pay tax' section here.

Can't you use the new-fangled AI generative fill to replace the area where the existing text is and then add the new text in its own layer? Example here

Taking a DB pension early can substantially reduce the payout. I have one DB scheme with normal retirement age of 65 and the annual payout drops to around 65% of the quoted age-65 figure if taken at age 55. My other DB scheme with normal retirement age of 60 drops to around 75% of the quoted...

"don't bother changing" - there you go... :D Transfer rates for defined benefit pensions have dropped massively over the last year or so as interest rates have started to rise. The transfer value for my old DB scheme pension dropped by around 45% between June 2022 and September 2023. So, now is...

You're welcome ( Sat by the pool in Santorini - approx 35 degrees here :cool: )

We recently went through a period of getting no post delivered for over 2 weeks. Phoned up and complained to our local sorting office, and the very next day a massive bundle of delayed post was dropped through our letterbox. :rolleyes: Since then it has been a little more regular, but definitely...

Tell me about it... :( To be fair, when you look at it objectively it's difficult to justify a $350+ share price based on the current earnings/ratios. However the long term growth potential is enormous and the product itself is pretty unique/compelling when compared to the competition (both...

We have a 'Snowmaker' programme which takes someone with the right basic skills (i.e. data savvy, SQL, preferably a bit of Python too) and qualities (i.e. self-starter, ability to learn quickly, good communication) to a Sales Engineer in 5 months. Won't be on £100k+ at that point for sure, but a...

Pretty sure it's the one you that has been filtered out by the infamous forums content filter. :D To be honest I don't know how high the numbers go, as salaries/packages don't tend to get discussed and I'm not in a managerial role to have visibility of wider numbers. Between the two percentages...

SQL + Python is defininitely hot at the moment, and is a great set of skills to build a career on. I work in technical pre-sales for one of the big cloud database providers and we are continuing to recruit heavily for Sales Engineers with this combination of skills (plus a bit of Data Science...

I'd second this. I tried (and failed) to get a decent deal twice with customer support and retentions. I even gave my 30days notice and hadn't had a call from outbound retentions after a week. Thought I'd give the WhatsApp channel a go, and (after quite a while of giving info, quoting new...