Most importanlty i would look for early repayment fees. You sound like a good money saver and if you can pay off early you can save a fortune, but not if you get fined for it!
I am in the bulldozer v phenom quandry right now. I have read a couple of bad things about the bulldozers being a bit rubbish but not from anywhere reliable. Is this just a couple of bloggers having a bad experience, or something real to watch out for?
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