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  1. slinxy

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    It depends on your portfolio and the manager.. if it’s in an accumulated etf it will just buy more shares for that company so one of shares of the ETF will hold more shares in that company, if there’s a portfolio manager they may by more shares in the same company or a different company.
  2. slinxy

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    The difference between the markets is that the US has a majority of growth stocks, where the company re-invested their profits in themselves and the prices per share is expected to go up. The majority of the UK market are divided stocks where they give their profits to the share holders, when...
  3. slinxy

    Best savings account?

    All ISAs are tax free withdraws, as you already paid the tax on them. unless you're referring to some of the bonuses like on a lifetime ISA?
  4. slinxy

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    my developed world and emerging market has dropped.. while my default plan has gone up.. lol... Here's to buying cheaper shares in the market trackers for the next few months..
  5. slinxy

    Trading the stockmarket (NO Referrals)

    I think they will… IDS literally have an monopoly in letters delivery and even thou the general public don’t send letters anymore, its still standard practice for many, if not all companies for many years to come. They also handle international mail and parcels from other nation’s mail...
  6. slinxy

    Trading the stockmarket (NO Referrals)

    IDS… Royal Mail.. They went up by 25% yesterday as they rejected a takeover at 320p per share. Currently at ~270 so there’s head room, the company who made the offer has until 9th may to make an official offer. For clarification, I have shares in them.
  7. slinxy

    How much crap do you have on hire purchase?

    This works great if you have the funds in the bank to clear off the amount, if/when it's required.
  8. slinxy

    How much crap do you have on hire purchase?

    0% on transfers or/and purchase is getting harder to find with term periods getting shorter. A few years ago, companies was offering it for 3 or 2 years period. Now it’s less companies and shorter periods. There’s a worry about kicking the can down the road with the amount owed snowballing...
  9. slinxy

    Best savings account?

    £40 per month at 6.25% is it worth the effort? I would rather stick more into one that paid less apr..
  10. slinxy

    How much crap do you have on hire purchase?

    Technically I have two watches on hire purchase, well 0% fixed term loans with around 5k on them left.. the cash is in the bank earning interest. I did buy my fridge freezer on 0% credit about 4 years ago but paid it off quickly as the payment site was a PITA to use and I couldn’t setup a DD...
  11. slinxy

    Best savings account?

    I got a 7% regular savers, 250 max per month. Normal savers at 5.15% variable 2 years fixed term isa at 4.25% Online isa at 2.65% variable, with hardly anything in it, just keeping it open in case I need to move cash into an isa from another place. All with the co-op..
  12. slinxy

    iOS app for cataloging games

    Hi all Looking for recommendations for an iOS app to record what retro games I have already got in my collection… been using one that’s no longer working and it’s the second one that’s been retired… so I’ve done this twice already.. :( Thanks in advance..
  13. slinxy

    any bets for the national

    I just placed all the names in a RNG, span it and got "Roi Mage"... odds look pants, so I placed a 1 pound e/w.
  14. slinxy

    Dragonfire on UK warships

    why don't they just cover the drones in mirrors? it will camouflage the drone by reflecting the whatever they are near and reflect the laser... my idea for anti-drones.... well having seen my nephew at the age of 6 play CoD with his plastic helmet on and toy gun next to him and now MW at the...
  15. slinxy

    Best savings account?

    I've just opened the ISA as I had my stocks and shares ISA with Vanguard but the new rules allow me to pay into more than one at the moment, and I'm slowly moving my assest from my trading account to my isa account but I've been using the trading account for a while now. The cash rate I think...
  16. slinxy

    £20,000 cash deposit limit from ‌1 July 2024?

    I don't have this issue... I only take payments in Gucci belts and gamer girl bath water...
  17. slinxy

    Advice on coworker's smell

    I used to work with someone that didn’t smell bad, but had a very strong smell about them. They used to sit next to me and I used to get headaches over the smell. I had to ask my boss if I could move desks, shame as I liked the location of the desk. He wanted to move next to again after I...
  18. slinxy

    FBI raided the neighbour's house today

    phiss... I live in a village and I see drug raids all the time, growers love living in quite village areas. I once saw someone trying to take down an "op" while I was playing pokemon go... there's me minding my own business then someone drove down at high speed, mounted a kerb and hit someone...
  19. slinxy

    Thinking of moving to Cyprus

    Agreed... I was left without electric in a restort for half a day on my last trip, the maid says it was common for the electric to trip out. There's plenty of lovely areas to live in the uk, if you can afford it or if you are prepared to make other sacrifices. My mate lives in cornwall.. he's...
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