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  1. Belly

    Glasses wearers - help please!

    I can't get by with varifocals and have 3 sets of glasses, reading, computer and distance/TV. I get a free eye test at Boots but buy my glasses from Glasses Direct, usually £15 for two pairs. Regarding headaches: I read that wearing too stronger glasses is more likely to cause headaches than...
  2. Belly

    Should I be worried?

    Their tool did a search after I entered one email after another. Only one, the one I've NOT used for months, showed that my home address had been linked with it. I only used that particular email address for ebay and PayPall. I expect someone out there from whom I'd purchased items held my...
  3. Belly

    Should I be worried?

    Thanks why do you think I shouldn't use Malwarebytes? Currently I'm using Kaspersky and Malwarebytes (belt and braces you might think)
  4. Belly

    Should I be worried?

    I’ve got Malwarebytes Premium on my PC. I received an email from them regarding digital footprint with a tool whereby I could enter my email addresses one by one and they would check if information had been leaked on the web. They then show a summary. Only one of my emails showed any...
  5. Belly

    Ebay and PayPal emails

    Something very strange has just happened. I used a certain email address which I only used when ordering items from ebay, almost nothing else. I started getting spam messages, so on 26 Dec 2020 I created a new email address and started using that. I pay for items from eBay using PayPal. I ADDED...
  6. Belly

    Maths Help

    Thinking about it, most simple would be divide by 4 and multiply by 5. Thanks everyone for your help.
  7. Belly

    Maths Help

    But take 20% away from 6.036% and you get 4.8288% NOT 5.03%
  8. Belly

    Maths Help

    Yes, thanks that's the formula. The interest on my taxable accounts this year is £8282.00. I realise I will have to pay HMRC 20% tax on £7282.00. I have more of less the same amount in ISAs as Taxable accounts. All taxable accounts are in joint names so my wife is in the same boat. HMRC keep a...
  9. Belly

    Maths Help

    Thanks but: 6.036 x 20% (1.2072) minus = 4.8288
  10. Belly

    Maths Help

    Yes thanks I realise that ISAs are tax free, but..... If I were to put £100 in an ISA at 5% I might be better putting the £100 in a taxed account at 7% (5.6% net). I'm trying to work out what the gross figure would be of the ISA at 5.03%, which an online calculator says is 6.29% (6.29% minus...
  11. Belly

    Maths Help

    I don't think so. If I were to get 5.03% net after being taxed at 20% what would the gross figure have been. I'm looking at ISA figures for the next financial year, one building society which I already have an account with is offering 5.03% and I'd like to know (and calculate) what the gross...
  12. Belly

    Maths Help

    My mind’s a blank. I’m trying to calculate what the gross figure would be if I get a net return of 5.03% at 20%. I found a web site calculator which shows 6.29. I accept that but I’d like to know the formula. I’d incorrectly thought it was 5.03/100 x 120 which doesn’t work Some help please. TIA
  13. Belly

    Expansion Slots Explained/Recommended

    Hi, I currently have a ASUS Z170-K Skylake Mother Board which has the following expansion slots: 2 x PCIe (16 x 4) x 16 2 x PCIe x 1 2 x PCI Does that mean there are 6 expansion slots? My computer will NOT accept Windows 11. On an older PC there was a lightning strike nearby which I believed...
  14. Belly

    How would you vote in a referendum to abolish the monarchy?

    Start with getting rid of the House of Lords, then go for the Royal Family. Megan for Monarch!
  15. Belly

    I've needed to move to Chrome

    Lloyds Yes, I too hadn't had a problem until quite recently. I uninstalled Kaspersky (retaining the Account details, 104 days left etc) and reinstalled it. I thought that had worked but it hadn't.
  16. Belly

    I've needed to move to Chrome

    I was unable to login to my high street bank. Initially it said that I'd entered the wrong details, I reverted from touch typing to index finger only and I know for certain that I had NOT entered the wrong details, I think they gave me 5 attempts. I phoned them, they said I'd entered the wrong...
  17. Belly

    I've needed to move to Chrome

    Hi, I've needed to move to Chrome because of problems using Edge when logging in to online banking. In Edge I'm able to add web sites where the cookies and data will NOT be cleared when I close the browser (having set it to clear data on close down). In Chrome I can only see the option to...
  18. Belly

    Best savings account?

    Personally I'd rather leave it to them but I don't think I'll have much choice next year. Thus far in this financial year I have received 7.2k in interest, I estimate that I won't hit 10k mainly because the interest rates for the last financial year (to be paid in this financial year) were in...
  19. Belly

    Best savings account?

    FWIW banks and building societies notify HMRC of all untaxed interest paid to savers. IIRC they are supposed to do that by 21 June annually. HMRC keep a table of those payments. In the case of a one person saver the table shows a "1" for joint savers a "2", HMRC allocate either 100 or 50% of...
  20. Belly

    Excell Formula

    That's it, Thanks. For some unknown reason when I was clicking on cells it was showing the formula and NOT the figure in the cell. Thanks to both of you.
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