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  1. Haircut

    42.3% of Londoners have less than £100 in savings

    The government has moved the goalposts so that you can access your money more easily recently. The state pension age has gone up (and will likely go up some more before our generation retire) but you can access your own pension funds earlier and with fewer restrictions. Obviously the rules...
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    Do you eat the ends of the banana?

    You mean the top?
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    How old were you when you bought your first home?

    Good timing on this thread as I moved in exactly 3 years ago today :) Age 32 (then) London 75% mortgage Not sold it yet, but the London market has gone crazy (crazier?) since then, so it means lots of equity in the place, but very expensive next place to buy when that time comes.
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    Rant - London rent prices...

    If you're earning £10K a year more, then I agree London isn't worth it - for some jobs the difference is much more than that though. In fact, for some jobs they only exist in London. I'm originally from Manchester, but to move back now would mean taking a very significant pay cut, so even...
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    Where to buy in shell salted peanuts?

    Adding salt to monkey nuts gives a result nothing like what you get from proper in-shell salted nuts that you get in the US. Unless you happen to have a vacuum pump you'll be struggling to do it yourself. To the OP, looks like this place ships to the UK though and does what you're after. May...
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    The England Cricket Thread

    Just started raining here about 3 or 4 miles down the road from the Oval. Maybe we'll be saved after all!
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    Budget 2015: Osborne vs. the Economy

    That's about what I reckon too, possibly a bit more with the employers NI allowance gone now too. My plan was to take a bit extra out of my company to help pay down the mortgage over the next few years, but not sure it's worth doing that now. I need to put a proper spreadsheet together and...
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    Man and dog die from getting locked in their car

    As someone who has had to break a side window (dodgy electrics automatically locked the door with keys inside) it's really not all that hard. Metal bar into the corner of the window and it breaks pretty easily. I'm sure someone around must have had something that would break the glass fairly...
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    How old are you and how often do you see your parents?

    I'm 35 and over the past few years probably 2-3 times a year. I'm in London and all my family is up in Manchester so it's not always easy to find the time, but the older I get the more I realise they won't be around forever and I've been trying to make the time to go up for the odd weekend when...
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    How have people's rent increases been?

    The last place I rented it went up from £825pcm to £875 pcm over a 5 year period, which I though was pretty good for Zone 5 London. Had a look online and they put a new kitchen and bathroom after I moved out and rented it out at £1075 pcm :eek:
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    The **Now Eating** Thread

    That looks worse than the turkey leg roast roll.
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    Induction hobs: yay or nay?

    I'm redoing my kitchen shortly and was looking at domino hobs to have induction and gas but it didn't seem worth the additional expense in the end. I've had induction for the last couple of years since moving in to this place, and while there are some benefits to induction, overall I still much...
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    CLOCKS FORWARD this weekend !

    So why do you want to leave it on GMT?
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    Birdseye Complaint Email

    Seriously? Fat is a good thing in burgers (though maybe not if it all drains out like that!) The premium burgers contain more fat than the standard burgers, that's probably one of the things that makes them premium. Premium Normal And the nutritonal information will be right there on the...
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    Fresh Random Image Thread

    White & Gold or Black & Blue?
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    maths question about volume

    No, the unit (cm^3) is a separate thing to the number. If it helps, let's call it a cc, cubic centimetre. 1cm x 1cm x 1cm is 1cc. 10cm x 10cm x 10cm is 1,000cc
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    mortgage advice - parent's home

    How much equity is there in your parents' house at the moment? If it was remortgaged 11 years ago then presumably there is at least some money you can release that way?
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    Alternative to a pension

    That depends on your circumstances, if you pay higher rate tax now and put money into a pension then you get tax relief at 40%, but may only pay 20% tax when you retire if you earn below the 40% threshold then. Plus, you get a 25% tax free allowance on pension withdrawals so you will at least...
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    Uni grades?

    In general, possibly. My back door was taking an £11K temp data entry job, getting taken on permanently in that role, then applying internally for a graduate level position.
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