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  1. Skillmister

    The nervous wait to exchange....

    Usual undue blame for solicitors :rolleyes: It's the lender's decision, not the solicitors. They probably reported it to the lender (as is their obligation) and sometimes they'll proceed, sometimes they won't. Depends on the lender and the circumstances. Nationwide for example say: All...
  2. Skillmister

    What is this?

    I'll have to ask her indoors to translate
  3. Skillmister

    What is this?

    Good shout. Points to me for asking OcUK something which I could have got the answer from Google :o
  4. Skillmister

    What is this?

    They did
  5. Skillmister

    Mortgage Rate Rises

    Some of them sure. Plenty of new ones are still being agreed and lots go through much faster than that on mortgages with pretty current rates. If anything the market is picking up
  6. Skillmister

    What is this?

    I was peeping out of my curtains the other day and a car parked up, two people got out wearing hi-viz jackets and put a ladder up against a lamp post, attached this to it and got back in their car and drove off. An actual answer would be appreciated amongst the expected GDness
  7. Skillmister

    This is getting ridiculous (energy prices - Strictly NO referrals!)

    This is my problem. House goes cold so fast after the heating goes off that it's barely worth putting it on. If I had a smart meter I'd do some proper tests but mine got fitted as electric only and now bulb won't add the gas :rolleyes: Office has been sub 9c every morning this week. Giving it a...
  8. Skillmister

    This is getting ridiculous (energy prices - Strictly NO referrals!)

    13 degrees in my office this morning. Heating off is becoming pretty uncomfortable :p
  9. Skillmister

    The nervous wait to exchange....

    If 6 weeks is the fastest they've seen they need to find a better conveyancer to refer to :eek:
  10. Skillmister

    The nervous wait to exchange....

    For now, yes.
  11. Skillmister

    Knotweed

    I absolutely would not. There is some growing on a public footpath about 100m from my house. The speed with which it grows and spreads is unbelievable. I had come across it mentioned through work every now and then with properties having treatment plans in place but not having seen it in the...
  12. Skillmister

    The nervous wait to exchange....

    I'd imagine it won't be long before everywhere does it. Natwest and Barclays do and a few others i've opened this year
  13. Skillmister

    Northern lights from my back garden

    There's been a lot of red alerts over the last few days but too much cloud https://aurorawatch.lancs.ac.uk/
  14. Skillmister

    The nervous wait to exchange....

    Not everywhere. My place categorically won't accept anyone that can't do an ID check through our chosen app. It's part of our PI insurance requirements and it's a lot easier to have all the AML/KYC/PEP checks done at once Not that I would understand why someone who doesn't have a smartphone...
  15. Skillmister

    The nervous wait to exchange....

    Seems you're getting mixed up with who does what so my point stands.
  16. Skillmister

    The nervous wait to exchange....

    They absolutely could be but who do you suggest pays for this? A lot of firms have taken it upon themselves to do this but they are the same ones that get slated online for having poor client contact and impersonal communication. Good luck getting the "old boys" to do this when they are barely...
  17. Skillmister

    The nervous wait to exchange....

    Biggest problem with house buying/selling are buyers/sellers. Easy isn't it to blame the other side of the fence. If people could fill in paperwork properly solicitors wouldn't have to waste time asking 3 times. If people could sign documents where they are told solicitors wouldn't have to...
  18. Skillmister

    The nervous wait to exchange....

    And people wonder why solicitors don't respond quick enough :rolleyes: Maybe because everyone is doing this so they can't do any actual work!
  19. Skillmister

    The nervous wait to exchange....

    Few weeks for the initial redemption pack to go to your solicitors usually at your stage. Not aware of it taking months at the moment. Then 15 working days is what they ask for when you need a final authority to complete & final redemption statement before completion
  20. Skillmister

    The nervous wait to exchange....

    The final one? Pretty easy they say 15 working days notice but usually much quicker. If it's the initial redemption pack then a valuation is required to be sent to them to produce the figures
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