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11 days - to a months insurance

Discussion in 'Motors' started by Dup, 9 Jun 2006.

  1. Dup

    Capodecina

    Joined: 10 Mar 2006

    Posts: 10,222

    Location: East Lancs

    Know anyone that will do upto a months insurance for a driver aged 20 with 2 years license?

    I turn 20 on the 28th of june and my insurance is up on the 17th. Those 11 days are a difference of £500 with my quotes!

    Pretty silly really, but becasue of a couple accidents, I won't be able to live, let alone insure my car, and where I live there are no busses etc. A car is a necessity.

    Now I can get to work for those 11 days on the old pedals. That's fair enough. But I have a house to look after including a dog and two horses and thats a few miles away so i really really need my car as they cannot find anywhere for the animals or anyone else to help.
     
  2. chrislusty

    Wise Guy

    Joined: 14 Jul 2004

    Posts: 1,461

    Location: Caerphilly - S.Wales

    Day insure

    people of the fourms have used them, and i dont think they complain, never used them myself though.
     
  3. [TW]Fox

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 156,430

    Dayinsure will not cover people of 20 years of age.
     
  4. ste_bla

    Sgarrista

    Joined: 9 Aug 2004

    Posts: 7,794

    Location: Milton Keynes

    Not old enough for DayInsure

    Why not get a policy with admiral/elephant etc and after 11 days cancel it? With Admiral you have upto 14 days to cancel it and then you get back all your money minus a £35 admin charge iirc

    Or live without a car for a week and a half!!

    Or ask current insurance if youcan have a month extention (some places do this)?
     
  5. pinkaardvark

    Soldato

    Joined: 18 Oct 2002

    Posts: 6,705

    Location: Cambs

    If you are close to a birthday many insurers will if asked give you the discount applicable to the higher age group. Obviouly you need to phone and ask, but worthwhile if it's £500 difference.
     
  6. Dup

    Capodecina

    Joined: 10 Mar 2006

    Posts: 10,222

    Location: East Lancs

    Nobody seems interested in doing this, and my current company (Norwich Union) are unwilling to offer an extension.

    I think taking out a policy then cancelling it is more hassle that it's worth and could lead to other problems I could do without.

    I will try again on the phone I suppose but it's usually down to the person who picks up the phone.

    Also, I thought it was now illegal to just carry on taking your money after your insurance period unless you say so? My renewal, as well as being a complete joke, states they will keep debiting my account until I say no. Surely that's just plain wrong and illegal?

    I think I might just have to do without the car. Cycling 100 miles a day might get a little dull after the first day though!!
     
  7. chrislusty

    Wise Guy

    Joined: 14 Jul 2004

    Posts: 1,461

    Location: Caerphilly - S.Wales

    :o :o
    Should have read opening post better :p