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After some basic banking info for a student

Discussion in 'General Discussion' started by Tobes, 26 Mar 2006.

  1. Tobes

    Soldato

    Joined: 27 Mar 2004

    Posts: 6,671

    Location: Devon

    Hey,

    Just turned 18 and the only other thing that i can do apart from drinking is get a bank account where I can order things from sites that have the Visa logo. :p

    I currently have 3 accounts with Natwest. One Current account which is mainly for cheques. A saving account which has (you guessed it) my savings in it and another account which has been with me since I was 13 and has better interest than my current account lol.

    All I want is a card with the ability to use it to order from sites with the Visa symbol. Sounds childish but I really don't need anything else.

    Is it stupid of me to go into a branch and ask that or do you think it would be possible for me. I have been on the Natwest site and had a look around but I really don't understand much of it. That's why I thought it would be best to ask here before going into a branch and getting pressured to get an account I don't need.

    Any help would be appreciated.

    Thanks for your time

    Tob3z
     
  2. Blackstar

    Mobster

    Joined: 8 Jan 2005

    Posts: 3,063

    Location: Edinburgh

    Go in and ask, you must have a steady income though or so i've been told. Your bank will advise you on getting a visa etc and student finance.
     
  3. Brennan

    Gangster

    Joined: 18 Jun 2005

    Posts: 235

    Location: Hornchurch

    As you are with Natwest you will not get a Visa as they don't use them. That leaves you with 3 alternatives:
    1) Switch Banks
    2) Get a Mastercard with Natwest
    3) Get a Natwest Maestro or Solo Card

    Yes Blackstar you are correct, you do need a steady income.
     
  4. Tobes

    Soldato

    Joined: 27 Mar 2004

    Posts: 6,671

    Location: Devon

    Darn. I'm sure when I was browsing the website I saw a card with a visa logo on it.

    I have a solo card (2 infact) at the moemnt. Just that not many online shops except them. Income is about £120 a month so I'm guessing that's not enough for a Mastercard.

    OK well I will pop in and see what they say. Cheers :)