im factoring in insurance too. ive had some fun lairy jap stuff in the past, when i commuted by car a lot more i got some nice german saloons, now i spend 2 hours a day on the train and drive occassionally at the weekend, hence i want something cheap fun and thrashable again.
the s13 s14 and fairlady are all very similar on insurance. s13s can be dirt cheap, hence can be justifiable. fairlady is more, but you get so much more car, hence is justifiable. s14 is bang in the middle and with highish insurance, hence i cant quite justify it.