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Best place for a small loan ?

Discussion in 'General Discussion' started by Moonpie2, 16 May 2006.

  1. Moonpie2


    Joined: 23 Dec 2002

    Posts: 2,777

    Location: Shiny Shanghai

    Most internetty type places I've looked at only let you borrow massive ammounts, and the few places that do do small ammounts put a whopping APR on it.

    Anyone know the best place for a good deal on a loan under £500 ?
  2. Mulder


    Joined: 10 Oct 2004

    Posts: 3,882

    Location: Bucks

    An overdraft or credit card is probably your best bet.
  3. ToastedCheese

    Wise Guy

    Joined: 18 Oct 2002

    Posts: 1,206

    Location: UK

    Mummy and Daddy :)
  4. beh

    Wise Guy

    Joined: 16 Oct 2003

    Posts: 2,180

    Tend to agree with ToastedCheese, if you need the money for something reasonable then its worth asking your parents.
  5. Davey_Pitch

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 17,930

    Location: Liverpool, UK

    Agreed. Failing that, an overdraft or credit card will be your next best bet.
  6. Moonpie2


    Joined: 23 Dec 2002

    Posts: 2,777

    Location: Shiny Shanghai

    Hmmm...I see !!

    Ok, thanx for the input !!
  7. Alasdair

    Wise Guy

    Joined: 16 Apr 2004

    Posts: 1,977

    Location: Edinburgh

    interest free credit card, then you'll get up to a year to pay it off tax-free.

    Overdrafts, unless you're a student, are linked to base rate so you're talking a good 4.5% pa. Better than a loan though.
  8. Jabb3r


    Joined: 16 May 2006

    Posts: 52

    Big Tony

    You'll never miss a payment. :eek:
  9. pinkacidbootson


    Joined: 9 Mar 2006

    Posts: 4,001

    Location: Rhone-Alpes, France