I usually get a year Roadside Assistance or similar thrown in with the service "worth" £99 between times if I don't have a yearly service I've so far managed to get a good deal on a year RAC cover for around £50 through deals done by my bank, through work or insurance, etc. though the deals aren't great looking at the moment.
Breakdown assistance quote
- Thread starter OverDrive
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Soldato
Does this cover tyres?
When I had the Zoe it came with 3 years breakdown cover, but tyres were excluded. Made it a bit pointless, since that's probably the most common thing by far that's going to go wrong on a brand new car
.Same here. What I like about this option is that you can call round a few and find the recovery that will be the quickest, should you need it.
Good to know!
Soldato
Does this cover tyres?
When I had the Zoe it came with 3 years breakdown cover, but tyres were excluded. Made it a bit pointless, since that's probably the most common thing by far that's going to go wrong on a brand new car
Lol what? As in they wouldn't help you if you had a puncture?
Soldato
I have breakdown cover for free with my current car but I've read the service can be a bit slow so I've kept adding it in my insurance cover. Currently LV (Britannia £55) but I'm also covered for other cars etc.
I was with the AA for ages and kept haggling the price down to about the same but each year but "like clockwork" they would bump the renewal to £100+ and I'd have to start the phone calls again. As they kept creeping up the base price I gave up and sync'd the cover with insurance renewal.
This year is the first year I can remember my renewal quote being better than all the comparison sites I've tried so far. There are regulation changes regarding this but I thought they were not in effect yet.
I was with the AA for ages and kept haggling the price down to about the same but each year but "like clockwork" they would bump the renewal to £100+ and I'd have to start the phone calls again. As they kept creeping up the base price I gave up and sync'd the cover with insurance renewal.
This year is the first year I can remember my renewal quote being better than all the comparison sites I've tried so far. There are regulation changes regarding this but I thought they were not in effect yet.
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Soldato
Yup, under exclusions it has: "Wheel changes, punctured tyres, damage to wheels or tyres."
Wouldn't be such an issue if it came with a spare, but those gunk kits are useless if you have a major blowout. I know some places won't repair a puncture if you've used one either, turning an otherwise easy £10 repair into a £120 new tyre :/
I should have said earlier - registered to account holder and / or account holder is present in broken down vehicle.
However, it definitely does NOT cover anyone in the household. I learned this after a year of having a flex plus account and having to change it to a joint account.
EDIT - T&Cs:
Soldato
Start Rescue is always the one that seems to get recommended. Haven’t had to use them yet but they’re good value (£45 a year?).
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Soldato
Wow, that's nuts, it must be one of the most common reasons for a call out especially if you were somewhere a bit sketchy.
I remember the days it was under 30 quid. Still great value, as it covers any vehicle. They used to make you have to pay and then claim the money back, but this may have changed now. I never had an issue myself over the years and I often found they would just settle the bill directly with the breakdown company anyway.
Green Flag: Roadside Assistance, Home call, National Recovery, Onward Travel.
£22.18 as long as I pay a £40 excess.
I've never had to use breakdown cover in 10 years of driving. Happy to pay a small excess in an emergency rather than paying £60+ every year.
£22.18 as long as I pay a £40 excess.
I've never had to use breakdown cover in 10 years of driving. Happy to pay a small excess in an emergency rather than paying £60+ every year.
Soldato
Yeah, I thought it was a bit ridiculous, we just kept the Autoaid policy going since it covers my other half in her old Fiesta as well
Yes it does, unless they take the car without your permission.
In fact, it covers ANYONE irregardless of whether they are living with you or not.
From Nationwide's Policy (emphasis mine):
You/Your: the Nationwide FlexPlus current account holder(s) and any driver authorised by the account holder(s) to use the vehicle registered to the account holder(s)
"Registered to account holder", like I said. If the car is registered in your wife's name and you are not with her (and its not a joint account), she won't be covered.
And I already said in my previous post that:
1. Cars are registered to myself
2. She is also on the account
So, multiple ways to cover cars in the household and even cars the account holder(s) are passengers in. So overall, a quite comprehensive imo level of cover.
It's not like you have to pay extra for a joint account, so don't understand why you bring this up.
If you read what I originally wrote, it was specifically to make the point that a spouse is not automatically covered unless it's a joint account (or car is registered to the account holder).
Not sure why you're taking it so personally - it's just useful info for anyone else who may inadvertently make the mistake I did and assume your spouse's car is covered automatically. It isn't.
It's quite an important distinction.
Read your first post again.
If people took your post at face value then many multicar households will be caught out. Also all households arent filled with married/partnered joint policyholders and they may not even be the ones with the flex plus account.
It's okay to be corrected.
Soldato
Is that per year or per month?