Seems my credit rating has dropped from 997 to just over 900?
Different lenders score you in different ways, you don't actually have a single credit score/rating but rather lots of them.
Seems my credit rating has dropped from 997 to just over 900?
Apparently you can disappear from all credit checks - I have. No matter what credit score website I use the sites all come back saying I don't exist, this is despite me having had credit cards in the past and having purchased a few bits and bobs on 0% finance over the years. All were paid off on time and without a problem, but yet I still don't exist.
How long ago in the past? Your credit history only goes back 6 years.
No mortgage either?Apparently you can disappear from all credit checks - I have. No matter what credit score website I use the sites all come back saying I don't exist, this is despite me having had credit cards in the past and having purchased a few bits and bobs on 0% finance over the years. All were paid off on time and without a problem, but yet I still don't exist.
Don't need revolution, just need to stay away from debt.Its a broken system designed to keep you as a sheep.
The good example is closing down one account to get a better deal on another account, the new account might actually save you money yet its a negative.
Bahhhhhh bahhhhhhhhh
Viva la revolution
Don't need revolution, just need to stay away from debt.
No mortgage either?
Don't need revolution, just need to stay away from debt.
A mortgage is understandable, as I don't expect people to have £120,000 hanging round their back pocket (what this buys you, obviously depends on where you live )So when you pop out your star trek universe where everything is free and the pursuit of knowladge is the most awesome thing ever, the rest of us need a leg up now and then mainly on the home front
No, didn't need one. I inherited my house.
Why do you guys care about a number changing? How does your credit rating being 900 instead of 999 affect your life? When I got a Mortgage I'd never even had a credit card, it was given based on an affordability assessment and the fact I had saved up a deposit