Can your credit rating drop if your good with finances?
- Thread starter glenimp617
- Start date
Caporegime
- Joined
- 21 Jun 2006
- Posts
- 38,372
Drive a fully legal motor and have home insurance, yet...
And it's the same on all credit score websites.
Clearscore have to ask 1000 security questions its absurd how many they ask.
Try giffgaff or Experian.
Also remember that companies are seeing if they can make money out of you, not just if you can afford to pay them back or whatever.
E.g. someone owning a free credit card and paying off the balance every month is unlikely to make them as much money as someone who leaves a balance but always pays up.
E.g. someone owning a free credit card and paying off the balance every month is unlikely to make them as much money as someone who leaves a balance but always pays up.
Soldato
Credit score number is a just a made up number to sell you credit reports and related products.
Creditors are only interested in what is on your report before deciding what to give you and at what rate.
Creditors are only interested in what is on your report before deciding what to give you and at what rate.