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Claims help

Discussion in 'Motors' started by Cyanide, 17 Jun 2006.

  1. Cyanide

    Mobster

    Joined: 5 Mar 2006

    Posts: 3,971

    Location: Nottingham

    At the start of the year I tried to insure a Getz with a years no claims I had built up on my motorbike. They weren't having it - bike no claims cannot be transferred to a car.

    Now that I've finally got a coupe I'm being told that, because my bike was stolen a couple of months ago, I would have to declare an at fault claim and up my policy a considerable amount.

    How on gods green earth is this fair? If I can't use bike no claims on a car surely they can't expect me to pay extra on my car insurance for having a bike claim?

    :(
     
  2. Scuzi

    Man of Honour

    Joined: 18 Oct 2002

    Posts: 19,836

    Location: Екатеринбург

    It's not fair, insurance is never fair.
    I had the same trouble as you. I have 3 years NCB on bikes which counts as nothing towards my car insurance yet I still had to declare a NON FAULT bike accident I made a claim from which puts up the price of my premium.

    Insurance companies suck.
     
  3. Cyanide

    Mobster

    Joined: 5 Mar 2006

    Posts: 3,971

    Location: Nottingham

    It's even worse for me though because I'm so young. Quotes shot up from <£2000 over £3000, some even started refusing me. It's unfair how a theft counts as an at fault claim as well, I don't see how I'm at fault for some git chiselling the side door off the garage, ripping the main door off with a car and chain then wheeling out an alarmed bike with no petrol or battery and a huge chain on both wheels - I made it as hard for them as I could :eek: :(