Hi guys, im looking at opening a fidelity fund as a mini stocks and shares isa, just somewhere to put a regular payment in to try and maximise my earnings. I realise that some risk is associated, but thats why id only pay a meager amount in every month say (£50) rather than put the whole £4000 in one. The funds I was looking at are: http://www.fidelity.co.uk/direct/select/fidelity/uk/ukgrowth.html and http://www.fidelity.co.uk/direct/select/fidelity/uk/mbukindex.html I know someone who uses the latter and he said its been pretty good. So: 1.) Do you think I should just stick the whole £4000 in rather than minimising risk by paying in regular small amounts? 2.) Are there any better funds out there that you would recommend? 3.) Am I missing anything? Any advice would be great!