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good current account?

Discussion in 'General Discussion' started by sam83uk, 31 May 2006.

  1. sam83uk


    Joined: 30 Dec 2003

    Posts: 2,357

    can anyone recommend me a good current account to open?

    Is it possible to open an account online? with all the identification procedures?
  2. Ukadder

    Wise Guy

    Joined: 3 Aug 2004

    Posts: 1,752

    Location: Essex

  3. Mon


    Joined: 22 Oct 2002

    Posts: 636

    Location: Bristol

    I have a Nationwide flex account can say i can complain, no charges for overseas withdrawls.
  4. Voy06


    Joined: 26 Dec 2005

    Posts: 740

    Location: Liverpool

    Natwest current account is good. You can apply online as well.
  5. Kitchster_uk


    Joined: 18 Oct 2002

    Posts: 5,058

    Location: The remittance desk

    First Direct for the win!!!! Best call centre (Leeds), excellent internet banking and cash counters of HSBC if you need them. Can't praise the call centre highly enough!!!
  6. Windle


    Joined: 19 Oct 2002

    Posts: 14,155

    Location: Scotland

    Royal Bank of Scotland (Scotland's #1) is easily the best bank i've used, great customer service and if you switch to them now and you live in scotland they give you £100 :)
  7. Boycie

    Wise Guy

    Joined: 2 Jul 2004

    Posts: 1,799

    Location: East Midlands

    Both my mum and dad are with first direct, have been since i can remember, however im with lloyds because first direct don't like me :( :rolleyes:
  8. Holly_Pinklady


    Joined: 14 May 2006

    Posts: 69

    Location: Bolton

    The Nat West Ad Gold Account is really good. I just opened one, it is a curretn account and you do have to pay a monthly subscription of £12 i think, but if you use all the benefits you can save loads! Loads of discounts in the shops and stuff!!
  9. oweneades


    Joined: 17 Jul 2005

    Posts: 9,013

    Same here. No issues at all.
  10. Eddietop


    Joined: 3 Oct 2003

    Posts: 611

    Location: Northampton,UK

    Second this, firstdirect are cool. They can be contacted 24/7 and a real person will answer straight away. Great online banking also :)
  11. ThriceNightly

    Wise Guy

    Joined: 30 Nov 2003

    Posts: 2,196

    and Third... first direct are brilliant (from an ex lloyds bank customer)
  12. Sirrel Squirrel


    Joined: 5 Aug 2003

    Posts: 7,786

    Location: Essex

    Just been reading up on the Alliance and Leicester account, sounds really good, anyone use them?
  13. Pez


    Joined: 20 Oct 2002

    Posts: 4,930

    Location: Warwickshire

    Only downside to First Direct is not everyone can hit the £1000 credited to account per month :)

    I'm happy with my Barclays staff account, other than the fact that copy statements from Barclays dont come on headed sheets, but instead spreadsheet style printouts :(
  14. Kitchster_uk


    Joined: 18 Oct 2002

    Posts: 5,058

    Location: The remittance desk

    Used to be (and still are tbh) a building society. They aren't a proper bank, no matter how much they protest otherwise and have a limited branch network.

    I transfer around £750 a month in from my HSBC staff account, no problems at all - even though it isn't my salary that's mandated.
  15. TripleT


    Joined: 24 Oct 2002

    Posts: 9,462

    Location: Manchester City Centre


    All you need really, brilliant service.

    You don't need £1000 going in every month to get a regular current account...
  16. sjt269

    Wise Guy

    Joined: 11 Dec 2004

    Posts: 1,991

    I saw an advert for that on TV the other day...what's the catch with it? I looked on their website just now, couldn't even see it mentioned, so I'll have to ask you instead. :p
  17. TooNice


    Joined: 7 Mar 2006

    Posts: 545

    Darn it, couldn't they have offered that when I joined them :p
  18. NickXX


    Joined: 19 May 2005

    Posts: 7,031

    Nationwide Flexaccount.

    Free transactions abroad, E-Savings with instant transfers, great online portal.
  19. Sirrel Squirrel


    Joined: 5 Aug 2003

    Posts: 7,786

    Location: Essex

    I see, come to think of it, they're the ones who charge you to use their cash machines
  20. [DOD]Asprilla


    Joined: 10 Nov 2003

    Posts: 14,034

    Location: Surrey, by the river

    Whatever you do, don't go to LloydsTSB.

    I'm a Premier Banking Customer with them so I pay a lot to get better service. I pity those who don't because I've had nothing but trouble with them and I'll shortly be off to First Direct.