Sorry if this is a Peroast, If so just delete and mock me. Also please lik to the original and I will go there Today I was in the halifax and the lady behind the till enlightened me that, As of December you will be charged £1.00 each day you are in your Overdraft. So with me being the kind that always uses theirs I was slightly alarmed by this concept. My general questions here are: 1 Can I change bank and simply pay them so much each month, For example £100.00 a month 2 How can this be legal, they will make a mint from people. Also what are peoples thoughts on this.