Insurance Query

p0ss3s3d · 9 Jul 2013 at 21:18

Summary: I'm the sole driver on an insurance policy (my only policy as I fancied driving a classic for a year everyday!) and I'm about three weeks from the end of the policy. I'm told by the insurance company that because of the age of my vehicle they will only issue me with a "Claim free certificate". The problem is that I'm not sure this is valid as a NCB which could cost me a large lum of dollar when I insure a newer car!

Anyone explain what the certificate is and means and if it count's as proof of NCB?

I rang the insurance company but just got a vauge answer of umms and ahh's

bainbridge · 9 Jul 2013 at 23:19

As far as im aware you don't build up proper ncb on classic insurance due to the limited milage.

p1RATE · 10 Jul 2013 at 09:16

classic policies usually don't give you NCB. However most insurers will count it as a year NCB if you ask nicely.

ci_newman · 10 Jul 2013 at 09:27

bainbridge said:
As far as im aware you don't build up proper ncb on classic insurance due to the limited milage.

p1RATE said:
classic policies usually don't give you NCB. However most insurers will count it as a year NCB if you ask nicely.

This and this. Classic car policies don't normally accrue NCB