Insurers offering DOC for under 25s

aproctor · 4 May 2010 at 19:19

Sugar Free said:
HAVE YOU TRIED THE CO-OPERATIVE GROUP?

WHY ARE YOU WRITING IN CAPITALS?

Sugar Free · 4 May 2010 at 22:20

He didn't seem to have seen the advice by metamorph that the co-operative insurance were one of the few or indeed the only insurer to offer DOC to those under the age of 25.

Pepz · 2 Nov 2010 at 10:56

I just re-newed with CO-OP and they cover under 25s, so many thanks for the heads up! Spend ages trying to find someone with DOC!

Mike

ubersonic · 2 Nov 2010 at 11:04

Chris1712 said:
Bell USED to have it on their Flexibell policies as an option, iirc. May still, I've not looked in a while.

Defcon5 said:
Bell no longer do it

They do, Im with them, they stopped doing the flexibell one and moved everyone on it onto the higher one when we renewed, its standard now

InvaderGIR · 2 Nov 2010 at 11:06

ubersonic said:
They do, Im with them, they stopped doing the flexibell one and moved everyone on it onto the higher one when we renewed, its standard now

No, it is not.

I'm 23 and have made Bell quotes and I would not have DOC.

Oh and nice revival.

ubersonic · 2 Nov 2010 at 11:15

InvaderGIR said:
No, it is not.

I'm 23 and have made Bell quotes and I would not have DOC.

Oh and nice revival.

Ok its standard if you are over 25 then, and I didn't revive it lol

Will Gill · 2 Nov 2010 at 11:45

swiftcover for me says this

The policyholder may also drive with the owner's permission a car not owned by the policyholder and not hired to the policyholder under a hire purchase or annual leasing agreement and is not used in connection with the motor trade. This is provided the owner of the car has valid insurance in force on that car but which does not cover the policyholder of this Policy to drive that car.

never actually bothered to look - which was rather stupid of me.

Bug One · 2 Nov 2010 at 12:00

I'm with swiftcover too.

Can't say I've ever driven someone elses car that wasn't otherwise insured, so can't see how it makes any difference.

I often drive the missus's car which I know is covered.

Will Gill · 2 Nov 2010 at 12:02

well I drive loads of different cars here but they are all company insured ones so anyone over 25 is automatically belt and braces on them

Gornall · 2 Nov 2010 at 12:47

Durzel said:
[citation needed]

So what's to stop someone buying a Ferrari and a Mini, only insuring the Mini and driving around the Ferrari every day with third-party cover? Seems like a pretty obvious loophole to me!

It would also only be covered 3rd party I imagine meaning your running the risk of totalling a ferrari and getting nothing for it.

ubersonic · 2 Nov 2010 at 13:00

IIRC the reason the majority of insurance companies require a car driven under DOC to be insured now is because the dept of transport issued that recommendation to the motor insurance industry a few years back. This was because it made it easier for the police to target uninsured drivers (instead of pulling people over and finding out they were driving an uninsured car DOC) and also because the were people abusing it (I.E one bloke in particular who took out DOC insurance on a clapped out fiesta which he parked on his lawn then bought his daughter who didn't even have a licence an Evo which he went lampooning around in)