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Is insurance really this bad?

Discussion in 'Motors' started by Andr3w, 9 Jul 2006.

  1. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    Ive been looking at cars (as you do) on autotrader, for my first car. I was just looking at clio's and looked at this.
    clio 1.2 1998

    !!!!FOR THE RECORD I AM NOT GETTING THIS CAR, IT WAS JUST TO CHECK HOW MUCH INSURANCE IS!!!!!

    Check on tesco insurance and it came to about £1980 :eek:
    Thats for it to start when i turn 18 in september. Surely it cant be that high? People at work around the same age of me are getting cars insured for around 1200/1300

    I will also be doing pass plus but on the tesco car insurance website there is nowhere to enter this, do i just put 1 year no claims instead?
     
    Last edited: 9 Jul 2006
  2. Firestar_3x

    Caporegime

    Joined: 11 Mar 2005

    Posts: 30,524

    Location: Leafy Cheshire

    Depends on insurance rank for your area, so yea sounds about right and 99k on a 1.2 clio, no thanks!
     
  3. Smiley Man

    Soldato

    Joined: 17 Apr 2003

    Posts: 6,518

    Location: hOme

    :eek:

    just done a quote for my car on NU, £2291.99 fully comp :eek:, luckily i dont have to pay :o

    going by that i'd say your quote sounds about right, but i cant imagine NU and tesco are the cheapest

    also what postcode are you in? theres a list of postcodes and their risk levels in the sticky
     
  4. Confused

    Sgarrista

    Joined: 18 Oct 2002

    Posts: 8,019

    You really need to shop around with insurance quotes - each company will be different for each person and their circumstances.

    The only way to get the best quote is to check them all.
     
  5. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    i just tried a 1.4i corsa (i hate them but wanted to compare a 1.2 vs 1.4) and it was cheaper

    wtf lol

    My postcode is WF15
     
  6. Smiley Man

    Soldato

    Joined: 17 Apr 2003

    Posts: 6,518

    Location: hOme

    just noticed a "rapid bonus" thing on NU, quote is now £1764.43 so might be worth a look?

    edit - according to the sticky WF15 is a fairly good postcode
     
  7. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    Whos NU :(?
     
  8. Smiley Man

    Soldato

    Joined: 17 Apr 2003

    Posts: 6,518

    Location: hOme

    norwich union :D
     
  9. Tesla

    Capodecina

    Joined: 19 Jan 2003

    Posts: 17,410

    Location: Bristol, UK

    £1700 for a 10year old Clio with 100k.

    Hmm... no thanks.

    Insurance sucks the big one i'm afraid :(

    Maybe your mates are named drivers?
     
  10. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    It was £2479.00 at NU :eek:
     
  11. Smiley Man

    Soldato

    Joined: 17 Apr 2003

    Posts: 6,518

    Location: hOme

    :eek:

    so a 1.2 with LESS power, worth LESS, LESS desirable, HIGHER milage, SLOWER, OLDER costs more to insure??? must be the alloys :p

    i'm 18 too so situation is exactly the same as yours, must be the postcode but you're only 3 groups lower
     
  12. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    What car you got, how much is your insurance ?
     
  13. Smiley Man

    Soldato

    Joined: 17 Apr 2003

    Posts: 6,518

    Location: hOme

    its a pug 206 as in sig

    i dunno what my parents pay with asda, im lucky they pay for car staff (except fuel)

    :)
     
  14. Shock

    Wise Guy

    Joined: 28 Sep 2004

    Posts: 1,279

    Put your details through this website. Much better than confused.
     
  15. Andr3w

    Capodecina

    Joined: 6 Oct 2004

    Posts: 19,754

    Location: England

    ill check that now ^^

    On sites how do i go about putting in pass plus?
     
  16. Tesla

    Capodecina

    Joined: 19 Jan 2003

    Posts: 17,410

    Location: Bristol, UK

    Most people you need to call up to give them pass plus details. If you do the 0ncb quote then shave 30-40% off it should be about right though (remembering you will not get online discount over the phone so add that back on before calculating the PP discount).

    insure supermarket found my cheapest quote this year, Barclays!

    Also, what the is the point in getting quotes on a car you have no interest in buying?